Compare quotes for your home in 05403! Compare the best 12 carriers in minutes.
05403 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 05403 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in South Burlington, VT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 05403 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in Vermont, like average South Burlington homeowners insurance rates, coverage options or home insurance types, please select South Burlington, VT Home Insurance Rates Online!
05403 Home Insurance Average Premiums
For the 05403, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $525 /yr. |
Average Coverage: | $775 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1075 /yr. |
What is the average home insurance cost for a home in 05403?
- • The average homeowners insurance premium paid annually for a home in 05403 is around $775 per year.
What does it cost on average per month for home insurance in 05403?
- • Homeowners in 05403 pay a monthly average cost per month around $65.00.
What kind of discount could I get if I combine my home and auto insurance together in 05403?
- • Autoowners in 05403 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the South Burlington area, check out other zip codes nearby 05403.
Review average rates in another zip code:
05403 homeowners insurance rates
Home Replacement Cost Coverage in 05403
Average Building Cost Per Square Foot in 05403: $159
Location: South Burlington, Vermont (Chittenden County)Average Square Footage in 05403: 2,066 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 05403 before you start any project. South Burlington homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05403 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 05403 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,066 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Burlington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $159 | 2,066 | $328,500 |
Additional Upgrades & Added Features | $199 | 2,066 | $410,625 |
Major Home Updates or Advancements | $239 | 2,066 | $492,750 |
It's important to understand that when you estimate your replacement cost of your home in the 05403 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 05403
Hackett Valine & Macdonald Inc
Address: 140 Kennedy Dr South Burlington, VT 05403Phone: (802)658-1100
Website:
Best Home & Auto Insurance Agencies in 05403
Collins- Joan M
Address: 150 Dorset St South Burlington, VT 05403Phone:
Website:
Info:
Michael P. Parolin
Address: 205 Dorset St South Burlington, VT 05403Phone:
Website:
Info:
BURLINGTON INS Agency - Progressive Insurance
Address: 3 Baldwin Ave South Burlington, VT 05403Phone:
Website: http://www.national.citysearch.com/profile/external/10700359/s_burlington_vt/burlington_ins_agcy_progressive_insurance.html
Info:
Raymond B LeBlanc Ins Agcy Inc - State Farm Insurance Agent
Address: 55 White St South Burlington, VT 05403Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Allstate - Donna Booher
Address: 205 Dorset St, #200 South Burlington, VT 05403Phone:
Website: http://www.allstateagencies.com/donnabooher/Welcome/
Info:
Housing Demographics for 05403
Population Review for 05403 Zip Code
For the city of South Burlington, the population within 05403 has increased to over 21,629 residents in population size. The current population total is 20,166. We have broken down the population based on race below. In 05403, there are over 9577 in male population and 10589 females.
Population | Values |
---|---|
Total Population | 20,166 |
White Population | 16719 |
Black Population | 637 |
Hispanic Population | 677 |
Asian Population | 1363 |
Hawaiian Population | 7 |
Indian Population | 24 |
Other Population | 249 |
Male Population | 9577 |
Female Population | 10589 |
Population Estimate | 21629 |
Household Data for 05403
The average number of homes in 05403 is around 9,063, there are an average of 2.18 per household. The average house value according to local real estate values is around $328,500. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 9,063 |
Persons Per Household | 2.18 |
Average House Value | $328,500 |
Income Per Household | $83943 |
Median Age | 40.7 |
Median Age Male | 38.6 |
Median Age Female | 42.9 |
05403 Details | Values |
---|---|
State | VT |
State Full Name | Vermont |
City Type | B |
City Alias Abbreviation | S BURLINGTON |
Area Code | 802 |
City | South Burlington |
City Alias Name | SOUTH BURLINGTON |
County | Chittenden |
County FIPS | 007 |
State FIPS | 50 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 1305 |
PMSA | |
CSA | 162 |
CBSA | 15540 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Burlington-South Burlington, VT |
MSA_Name | Burlington, VT MSA |
PMSA_Name | |
Region | Northeast |
Division | New England |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1009 |
Number Of Employees | 16285 |
Business First Quarter Payroll | 212037 |
Business Annual Payroll | 912338 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 211261 |
CBSA Division Population | 0 |
Congressional District | |
Congressional LandArea | |
Delivery Residential | 9922 |
Delivery Business | 1095 |
Delivery Total | 10622 |
Preferred Last Line Key | V27022 |
Classification Code | |
Multi-County | |
CSA Name | Burlington-South Burlington-Barre, VT |
CBSA_DIV_Name | |
City State Key | V27022 |
Land Area | 16.353000 |
Water Area | 0.170000 |
City Alias Code | |
City Mixed Case | South Burlington |
City Alias Mixed Case | South Burlington |
Box Count | 0 |
SFDU | 4503 |
MFDU | 2239 |
State ANSI | 50 |
County ANSI | 007 |
ZIP Intro | |
Alias Intro | |
Facility Code | B |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 501008 |
Unique ZIP Name | |
SSA State County Code | 47030 |
Medicare CBSA Code | 15540 |
Medicare CBSA Name | Burlington-South Burlington, VT |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Chittenden |
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