Get multiple home insurance quotes in 05468. Our licensed 05468, VT agents are ready to serve you.

05468 Home Insurance Rates & Premiums

Did you know there are over 13,369 people living within the 05468 zip code area? There are over 5,256 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 05468.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Vermont are on the rise. The estimated average premium is around $776 a year for a standard homeowners insurance policy in Milton. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Milton, VT Homeowners Insurance Quotes Online

05468 Home Insurance Average Premiums

Local 05468 homeowners insurance quotes comparison

$526 /yr.

Shows Zip Code: 05468 lowest rates with discounts applied on average.

For the 05468, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$526 /yr.
Average Coverage:$776 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1076 /yr.

What is the average home insurance cost for a home in 05468?

  • • The average homeowners insurance premium paid annually for a home in 05468 is around $776 per year.

What does it cost on average per month for home insurance in 05468?

  • • Homeowners in 05468 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 05468?

  • • Autoowners in 05468 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milton area, check out other zip codes nearby 05468.
Review average rates in another zip code:
05468 homeowners insurance rates

Home Replacement Cost Coverage in 05468

Average Building Cost Per Square Foot in 05468: $159

Location: Milton, Vermont (Chittenden County)

Average Square Footage in 05468: 1,724 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05468 before you start any project. Milton homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05468 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05468 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,724 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,724$274,100
Additional Upgrades & Added Features$1991,724$342,625
Major Home Updates or Advancements$2391,724$411,150

It's important to understand that when you estimate your replacement cost of your home in the 05468 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05468

Best Home & Auto Insurance Agencies in 05468

Housing Demographics for 05468

Population Review for 05468 Zip Code

For the city of Milton, the population within 05468 has increased to over 13,540 residents in population size. The current population total is 13,369. We have broken down the population based on race below. In 05468, there are over 6683 in male population and 6686 females.

PopulationValues
Total Population13,369
White Population12254
Black Population125
Hispanic Population219
Asian Population115
Hawaiian Population7
Indian Population49
Other Population67
Male Population6683
Female Population6686
Population Estimate13540

Household Data for 05468

The average number of homes in 05468 is around 5,256, there are an average of 2.54 per household. The average house value according to local real estate values is around $274,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,256
Persons Per Household2.54
Average House Value$274,100
Income Per Household$98306
Median Age42.1
Median Age Male41.2
Median Age Female43.2
05468 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityMilton
City Alias NameMILTON
CountyChittenden
County FIPS007
State FIPS50
Time Zone5
Day Light SavingY
MSA1305
PMSA
CSA162
CBSA15540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBurlington-South Burlington, VT
MSA_NameBurlington, VT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses247
Number Of Employees2777
Business First Quarter Payroll38677
Business Annual Payroll157381
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population211261
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential5331
Delivery Business133
Delivery Total6029
Preferred Last Line KeyV26672
Classification Code
Multi-County
CSA NameBurlington-South Burlington-Barre, VT
CBSA_DIV_Name
City State KeyV26672
Land Area62.468000
Water Area10.242000
City Alias Code
City Mixed CaseMilton
City Alias Mixed CaseMilton
Box Count460
SFDU4320
MFDU130
State ANSI50
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number504704
Unique ZIP Name
SSA State County Code47030
Medicare CBSA Code15540
Medicare CBSA NameBurlington-South Burlington, VT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseChittenden

Vermont Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]