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Compare 05472 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in New Haven just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 751 neighbors looking to save on their home insurance policy in the local 05472 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 05472. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Vermont rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your New Haven, VT home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in New Haven, VT

05472 Home Insurance Average Premiums

Local 05472 homeowners insurance quotes comparison

$459 /yr.

Shows Zip Code: 05472 lowest rates with discounts applied on average.

For the 05472, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$459 /yr.
Average Coverage:$709 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1009 /yr.

What is the average home insurance cost for a home in 05472?

  • • The average homeowners insurance premium paid annually for a home in 05472 is around $709 per year.

What does it cost on average per month for home insurance in 05472?

  • • Homeowners in 05472 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 05472?

  • • Autoowners in 05472 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Haven area, check out other zip codes nearby 05472.
Review average rates in another zip code:
05472 homeowners insurance rates

Home Replacement Cost Coverage in 05472

Average Building Cost Per Square Foot in 05472: $159

Location: New Haven, Vermont (Addison County)

Average Square Footage in 05472: 1,892 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05472 before you start any project. New Haven homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05472 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05472 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,892 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Haven area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,892$300,800
Additional Upgrades & Added Features$1991,892$376,000
Major Home Updates or Advancements$2391,892$451,200

It's important to understand that when you estimate your replacement cost of your home in the 05472 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05472

Best Home & Auto Insurance Agencies in 05472

Housing Demographics for 05472

Population Review for 05472 Zip Code

For the city of New Haven, the population within 05472 has increased to over 1,777 residents in population size. The current population total is 1,787. We have broken down the population based on race below. In 05472, there are over 906 in male population and 881 females.

PopulationValues
Total Population1,787
White Population1647
Black Population5
Hispanic Population52
Asian Population15
Hawaiian Population0
Indian Population3
Other Population26
Male Population906
Female Population881
Population Estimate1777

Household Data for 05472

The average number of homes in 05472 is around 751, there are an average of 2.38 per household. The average house value according to local real estate values is around $300,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode751
Persons Per Household2.38
Average House Value$300,800
Income Per Household$91597
Median Age52.2
Median Age Male51.9
Median Age Female52.5
05472 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityNew Haven
City Alias NameNEW HAVEN
CountyAddison
County FIPS001
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses60
Number Of Employees483
Business First Quarter Payroll5843
Business Annual Payroll28436
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential747
Delivery Business29
Delivery Total879
Preferred Last Line KeyV26732
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV26732
Land Area42.906000
Water Area0.342000
City Alias Code
City Mixed CaseNew Haven
City Alias Mixed CaseNew Haven
Box Count86
SFDU747
MFDU0
State ANSI50
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number505096
Unique ZIP Name
SSA State County Code47000
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseAddison

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