Get multiple home insurance quotes in 05473. Our licensed 05473, VT agents are ready to serve you.

05473 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 05473 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in North Ferrisburgh, VT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 05473 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Vermont, like average North Ferrisburgh homeowners insurance rates, coverage options or home insurance types, please select North Ferrisburgh, VT Home Insurance Rates Online!

05473 Home Insurance Average Premiums

Local 05473 homeowners insurance quotes comparison

$408 /yr.

Shows Zip Code: 05473 lowest rates with discounts applied on average.

For the 05473, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$408 /yr.
Average Coverage:$658 /yr.
2600 sq. ft. or higher
(all discounts applied)
$958 /yr.

What is the average home insurance cost for a home in 05473?

  • • The average homeowners insurance premium paid annually for a home in 05473 is around $658 per year.

What does it cost on average per month for home insurance in 05473?

  • • Homeowners in 05473 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 05473?

  • • Autoowners in 05473 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Ferrisburgh area, check out other zip codes nearby 05473.
Review average rates in another zip code:
05473 homeowners insurance rates

Home Replacement Cost Coverage in 05473

Average Building Cost Per Square Foot in 05473: $159

Location: North Ferrisburgh, Vermont (Addison County)

Average Square Footage in 05473: 2,194 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05473 before you start any project. North Ferrisburgh homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05473 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05473 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,194 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Ferrisburgh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1592,194$348,900
Additional Upgrades & Added Features$1992,194$436,125
Major Home Updates or Advancements$2392,194$523,350

It's important to understand that when you estimate your replacement cost of your home in the 05473 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05473

Best Home & Auto Insurance Agencies in 05473

Housing Demographics for 05473

Population Review for 05473 Zip Code

For the city of North Ferrisburgh, the population within 05473 has increased to over 1,501 residents in population size. The current population total is 1,470. We have broken down the population based on race below. In 05473, there are over 749 in male population and 721 females.

PopulationValues
Total Population1,470
White Population1358
Black Population5
Hispanic Population36
Asian Population9
Hawaiian Population0
Indian Population2
Other Population9
Male Population749
Female Population721
Population Estimate1501

Household Data for 05473

The average number of homes in 05473 is around 635, there are an average of 2.31 per household. The average house value according to local real estate values is around $348,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode635
Persons Per Household2.31
Average House Value$348,900
Income Per Household$99000
Median Age44.6
Median Age Male46.2
Median Age Female43.9
05473 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias AbbreviationN FERRISBURGH
Area Code802
CityNorth Ferrisburgh
City Alias NameNORTH FERRISBURGH
CountyAddison
County FIPS001
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses35
Number Of Employees102
Business First Quarter Payroll813
Business Annual Payroll4437
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential650
Delivery Business23
Delivery Total767
Preferred Last Line KeyV26782
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV26782
Land Area19.642000
Water Area1.124000
City Alias Code
City Mixed CaseNorth Ferrisburgh
City Alias Mixed CaseNorth Ferrisburgh
Box Count70
SFDU650
MFDU0
State ANSI50
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number505292
Unique ZIP Name
SSA State County Code47000
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseAddison

Vermont Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]