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05482 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 05482 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Shelburne, VT quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 05482.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 05482 and start shopping.

Quickly and Easily Compare Average Rates for 05482

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Shelburne, VT home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 05482

Homeowners in Shelburne are paying roughly $788 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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05482 Home Insurance Average Premiums

Local 05482 homeowners insurance quotes comparison

$538 /yr.

Shows Zip Code: 05482 lowest rates with discounts applied on average.

For the 05482, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$538 /yr.
Average Coverage:$788 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1088 /yr.

What is the average home insurance cost for a home in 05482?

  • • The average homeowners insurance premium paid annually for a home in 05482 is around $788 per year.

What does it cost on average per month for home insurance in 05482?

  • • Homeowners in 05482 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 05482?

  • • Autoowners in 05482 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shelburne area, check out other zip codes nearby 05482.
Review average rates in another zip code:
05482 homeowners insurance rates

Home Replacement Cost Coverage in 05482

Average Building Cost Per Square Foot in 05482: $159

Location: Shelburne, Vermont (Chittenden County)

Average Square Footage in 05482: 2,628 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05482 before you start any project. Shelburne homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05482 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05482 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,628 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shelburne area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1592,628$417,900
Additional Upgrades & Added Features$1992,628$522,375
Major Home Updates or Advancements$2392,628$626,850

It's important to understand that when you estimate your replacement cost of your home in the 05482 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05482

Best Home & Auto Insurance Agencies in 05482

Housing Demographics for 05482

Population Review for 05482 Zip Code

For the city of Shelburne, the population within 05482 has increased to over 8,127 residents in population size. The current population total is 7,751. We have broken down the population based on race below. In 05482, there are over 3629 in male population and 4122 females.

PopulationValues
Total Population7,751
White Population7004
Black Population61
Hispanic Population173
Asian Population153
Hawaiian Population6
Indian Population9
Other Population60
Male Population3629
Female Population4122
Population Estimate8127

Household Data for 05482

The average number of homes in 05482 is around 3,194, there are an average of 2.36 per household. The average house value according to local real estate values is around $417,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,194
Persons Per Household2.36
Average House Value$417,900
Income Per Household$104796
Median Age48.6
Median Age Male46.5
Median Age Female50.3
05482 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityShelburne
City Alias NameSHELBURNE
CountyChittenden
County FIPS007
State FIPS50
Time Zone5
Day Light SavingY
MSA1305
PMSA
CSA162
CBSA15540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBurlington-South Burlington, VT
MSA_NameBurlington, VT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses280
Number Of Employees2719
Business First Quarter Payroll28039
Business Annual Payroll133979
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population211261
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential3444
Delivery Business238
Delivery Total4055
Preferred Last Line KeyV26982
Classification Code
Multi-County
CSA NameBurlington-South Burlington-Barre, VT
CBSA_DIV_Name
City State KeyV26982
Land Area24.331000
Water Area20.683000
City Alias Code
City Mixed CaseShelburne
City Alias Mixed CaseShelburne
Box Count266
SFDU2271
MFDU510
State ANSI50
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number506916
Unique ZIP Name
SSA State County Code47030
Medicare CBSA Code15540
Medicare CBSA NameBurlington-South Burlington, VT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseChittenden

Vermont Homeowners Insurance News & Information

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