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05495 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 05495 zip code it's important to know that our rates are very competitive for homeowners living in Williston, VT. Many homeowners based out of your 05495 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Vermont licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 05495 should appear in the zip code field ready to go. For Williston, VT Homeowners Insurance Quotes nearby, we offer the best rates and service.

05495: Average Home Insurance Rates

For homeowners living in the great city of Williston, the average homeowners policy is considered medium in comparison to other states. Vermont premiums are estimated to be around $684 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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05495 Home Insurance Average Premiums

Local 05495 homeowners insurance quotes comparison

$434 /yr.

Shows Zip Code: 05495 lowest rates with discounts applied on average.

For the 05495, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$434 /yr.
Average Coverage:$684 /yr.
2600 sq. ft. or higher
(all discounts applied)
$984 /yr.

What is the average home insurance cost for a home in 05495?

  • • The average homeowners insurance premium paid annually for a home in 05495 is around $684 per year.

What does it cost on average per month for home insurance in 05495?

  • • Homeowners in 05495 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 05495?

  • • Autoowners in 05495 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Williston area, check out other zip codes nearby 05495.
Review average rates in another zip code:
05495 homeowners insurance rates

Home Replacement Cost Coverage in 05495

Average Building Cost Per Square Foot in 05495: $159

Location: Williston, Vermont (Chittenden County)

Average Square Footage in 05495: 2,280 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05495 before you start any project. Williston homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05495 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05495 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,280 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Williston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1592,280$362,500
Additional Upgrades & Added Features$1992,280$453,125
Major Home Updates or Advancements$2392,280$543,750

It's important to understand that when you estimate your replacement cost of your home in the 05495 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05495

Williston Insurance Agency

Address: 33 Blair Park Road Williston, VT 05495
Phone: (802)879-0119
Website: www.co-opinsurance.com

Best Home & Auto Insurance Agencies in 05495

Jim Nassar Ins Agcy Inc - State Farm Insurance Agent

Address: 25 Bishop Ave, Ste 4 Williston, VT 05495
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Epic Multimedia

Address: 1641 Essex Rd Williston, VT 05495
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 372 Hurricane Ln Williston, VT 05495
Phone:
Website:
Info:

Housing Demographics for 05495

Population Review for 05495 Zip Code

For the city of Williston, the population within 05495 has increased to over 11,697 residents in population size. The current population total is 10,897. We have broken down the population based on race below. In 05495, there are over 5251 in male population and 5646 females.

PopulationValues
Total Population10,897
White Population9701
Black Population153
Hispanic Population241
Asian Population368
Hawaiian Population4
Indian Population20
Other Population93
Male Population5251
Female Population5646
Population Estimate11697

Household Data for 05495

The average number of homes in 05495 is around 4,612, there are an average of 2.34 per household. The average house value according to local real estate values is around $362,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,612
Persons Per Household2.34
Average House Value$362,500
Income Per Household$97417
Median Age44.3
Median Age Male42.9
Median Age Female45.8
05495 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityWilliston
City Alias NameWILLISTON
CountyChittenden
County FIPS007
State FIPS50
Time Zone5
Day Light SavingY
MSA1305
PMSA
CSA162
CBSA15540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBurlington-South Burlington, VT
MSA_NameBurlington, VT MSA
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses693
Number Of Employees11012
Business First Quarter Payroll148991
Business Annual Payroll632385
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population211261
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential4999
Delivery Business641
Delivery Total5970
Preferred Last Line KeyV27284
Classification Code
Multi-County
CSA NameBurlington-South Burlington-Barre, VT
CBSA_DIV_Name
City State KeyV27284
Land Area34.262000
Water Area0.537000
City Alias Code
City Mixed CaseWilliston
City Alias Mixed CaseWilliston
Box Count284
SFDU3057
MFDU657
State ANSI50
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number509520
Unique ZIP Name
SSA State County Code47030
Medicare CBSA Code15540
Medicare CBSA NameBurlington-South Burlington, VT
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseChittenden

Vermont Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]