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05652 Home Insurance Quotes & Rates

Currently, the 327 homes within the 05652 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Vermont is around $711 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Eden, VT, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 05652.

Vermont is now ranking #39 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Eden home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Vermont has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 05652 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Eden, Vermont home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Eden, VT Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

05652 Home Insurance Average Premiums

Local 05652 homeowners insurance quotes comparison

$461 /yr.

Shows Zip Code: 05652 lowest rates with discounts applied on average.

For the 05652, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$461 /yr.
Average Coverage:$711 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1011 /yr.

What is the average home insurance cost for a home in 05652?

  • • The average homeowners insurance premium paid annually for a home in 05652 is around $711 per year.

What does it cost on average per month for home insurance in 05652?

  • • Homeowners in 05652 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 05652?

  • • Autoowners in 05652 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eden area, check out other zip codes nearby 05652.
Review average rates in another zip code:
05652 homeowners insurance rates

Home Replacement Cost Coverage in 05652

Average Building Cost Per Square Foot in 05652: $159

Location: Eden, Vermont (Lamoille County)

Average Square Footage in 05652: 948 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05652 before you start any project. Eden homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05652 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05652 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 948 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eden area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$159948$150,700
Additional Upgrades & Added Features$199948$188,375
Major Home Updates or Advancements$239948$226,050

It's important to understand that when you estimate your replacement cost of your home in the 05652 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05652

Best Home & Auto Insurance Agencies in 05652

Housing Demographics for 05652

Population Review for 05652 Zip Code

For the city of Eden, the population within 05652 has increased to over 710 residents in population size. The current population total is 818. We have broken down the population based on race below. In 05652, there are over 412 in male population and 406 females.

PopulationValues
Total Population818
White Population768
Black Population1
Hispanic Population5
Asian Population3
Hawaiian Population0
Indian Population1
Other Population3
Male Population412
Female Population406
Population Estimate710

Household Data for 05652

The average number of homes in 05652 is around 327, there are an average of 2.50 per household. The average house value according to local real estate values is around $150,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode327
Persons Per Household2.50
Average House Value$150,700
Income Per Household$55648
Median Age41.1
Median Age Male41.8
Median Age Female40.6
05652 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityEden
City Alias NameEDEN
CountyLamoille
County FIPS015
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees31
Business First Quarter Payroll252
Business Annual Payroll1267
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential284
Delivery Business2
Delivery Total490
Preferred Last Line KeyV26335
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV26335
Land Area31.378000
Water Area0.347000
City Alias Code
City Mixed CaseEden
City Alias Mixed CaseEden
Box Count137
SFDU284
MFDU0
State ANSI50
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number502632
Unique ZIP Name
SSA State County Code47070
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseLamoille

Vermont Homeowners Insurance News & Information

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