Get multiple home insurance quotes in 05655. Our licensed 05655, VT agents are ready to serve you.

05655 Home Insurance Rates & Premiums

Did you know there are over 3,020 people living within the 05655 zip code area? There are over 1,286 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 05655.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Vermont are on the rise. The estimated average premium is around $700 a year for a standard homeowners insurance policy in Hyde Park. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Hyde Park, VT Homeowners Insurance Quotes Online

05655 Home Insurance Average Premiums

Local 05655 homeowners insurance quotes comparison

$450 /yr.

Shows Zip Code: 05655 lowest rates with discounts applied on average.

For the 05655, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$450 /yr.
Average Coverage:$700 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1000 /yr.

What is the average home insurance cost for a home in 05655?

  • • The average homeowners insurance premium paid annually for a home in 05655 is around $700 per year.

What does it cost on average per month for home insurance in 05655?

  • • Homeowners in 05655 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 05655?

  • • Autoowners in 05655 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hyde Park area, check out other zip codes nearby 05655.
Review average rates in another zip code:
05655 homeowners insurance rates

Home Replacement Cost Coverage in 05655

Average Building Cost Per Square Foot in 05655: $159

Location: Hyde Park, Vermont (Lamoille County)

Average Square Footage in 05655: 1,167 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05655 before you start any project. Hyde Park homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05655 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05655 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,167 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hyde Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,167$185,500
Additional Upgrades & Added Features$1991,167$231,875
Major Home Updates or Advancements$2391,167$278,250

It's important to understand that when you estimate your replacement cost of your home in the 05655 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05655

Best Home & Auto Insurance Agencies in 05655

Housing Demographics for 05655

Population Review for 05655 Zip Code

For the city of Hyde Park, the population within 05655 has increased to over 2,702 residents in population size. The current population total is 3,020. We have broken down the population based on race below. In 05655, there are over 1453 in male population and 1567 females.

PopulationValues
Total Population3,020
White Population2814
Black Population6
Hispanic Population57
Asian Population11
Hawaiian Population0
Indian Population11
Other Population26
Male Population1453
Female Population1567
Population Estimate2702

Household Data for 05655

The average number of homes in 05655 is around 1,286, there are an average of 2.35 per household. The average house value according to local real estate values is around $185,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,286
Persons Per Household2.35
Average House Value$185,500
Income Per Household$69323
Median Age46.3
Median Age Male46.3
Median Age Female46.3
05655 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityHyde Park
City Alias NameHYDE PARK
CountyLamoille
County FIPS015
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses62
Number Of Employees261
Business First Quarter Payroll2055
Business Annual Payroll9338
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential1150
Delivery Business19
Delivery Total1451
Preferred Last Line KeyV26513
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV26513
Land Area37.668000
Water Area1.344000
City Alias Code
City Mixed CaseHyde Park
City Alias Mixed CaseHyde Park
Box Count215
SFDU1042
MFDU108
State ANSI50
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number503780
Unique ZIP Name
SSA State County Code47070
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseLamoille

Vermont Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]