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05660, VT Home Insurance

In the zip code of 05660, the population size is around 1,841, which consists of 806 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Moretown, VT. A few years ago, a study was done and found that the average home insurance rates for Vermont are around $751 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 05660 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Moretown. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Moretown, VT Homeowners Insurance Online Rates Today!

05660 Home Insurance Average Premiums

Local 05660 homeowners insurance quotes comparison

$501 /yr.

Shows Zip Code: 05660 lowest rates with discounts applied on average.

For the 05660, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$501 /yr.
Average Coverage:$751 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1051 /yr.

What is the average home insurance cost for a home in 05660?

  • • The average homeowners insurance premium paid annually for a home in 05660 is around $751 per year.

What does it cost on average per month for home insurance in 05660?

  • • Homeowners in 05660 pay a monthly average cost per month around $63.00.

What kind of discount could I get if I combine my home and auto insurance together in 05660?

  • • Autoowners in 05660 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Moretown area, check out other zip codes nearby 05660.
Review average rates in another zip code:
05660 homeowners insurance rates

Home Replacement Cost Coverage in 05660

Average Building Cost Per Square Foot in 05660: $159

Location: Moretown, Vermont (Washington County)

Average Square Footage in 05660: 2,004 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05660 before you start any project. Moretown homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05660 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05660 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,004 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Moretown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1592,004$318,600
Additional Upgrades & Added Features$1992,004$398,250
Major Home Updates or Advancements$2392,004$477,900

It's important to understand that when you estimate your replacement cost of your home in the 05660 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05660

Best Home & Auto Insurance Agencies in 05660

Housing Demographics for 05660

Population Review for 05660 Zip Code

For the city of Moretown, the population within 05660 has increased to over 1,787 residents in population size. The current population total is 1,841. We have broken down the population based on race below. In 05660, there are over 876 in male population and 965 females.

PopulationValues
Total Population1,841
White Population1684
Black Population9
Hispanic Population23
Asian Population28
Hawaiian Population0
Indian Population5
Other Population15
Male Population876
Female Population965
Population Estimate1787

Household Data for 05660

The average number of homes in 05660 is around 806, there are an average of 2.28 per household. The average house value according to local real estate values is around $318,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode806
Persons Per Household2.28
Average House Value$318,600
Income Per Household$86174
Median Age47.4
Median Age Male48.1
Median Age Female46.6
05660 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityMoretown
City Alias NameMORETOWN
CountyWashington
County FIPS023
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA162
CBSA12740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBarre, VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses51
Number Of Employees173
Business First Quarter Payroll1703
Business Annual Payroll9671
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population59534
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential784
Delivery Business10
Delivery Total913
Preferred Last Line KeyV26684
Classification Code
Multi-County
CSA NameBurlington-South Burlington-Barre, VT
CBSA_DIV_Name
City State KeyV26684
Land Area37.503000
Water Area0.215000
City Alias Code
City Mixed CaseMoretown
City Alias Mixed CaseMoretown
Box Count96
SFDU756
MFDU0
State ANSI50
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number504844
Unique ZIP Name
SSA State County Code47110
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseWashington

Vermont Homeowners Insurance News & Information

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