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Home Insurance Rates in 05701

For homeowners shopping online in 05701, our insurance rates are very competitive for homeowners living in Rutland, VT. Many homeowners based out of the great city of Rutland have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Vermont licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 05701, simply click the "Get Multiple Quotes Now" button. Your 05701 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Rutland, VT Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

05701 Home Insurance Rating is: Medium!

If you live in 05701, you can easily save up to 40% off the average home insurance premium of $704 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Rutland can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 05701 today!

Get Multiple Home Insurance Rates in 05701!

05701 Home Insurance Average Premiums

Local 05701 homeowners insurance quotes comparison

$454 /yr.

Shows Zip Code: 05701 lowest rates with discounts applied on average.

For the 05701, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$454 /yr.
Average Coverage:$704 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1004 /yr.

What is the average home insurance cost for a home in 05701?

  • • The average homeowners insurance premium paid annually for a home in 05701 is around $704 per year.

What does it cost on average per month for home insurance in 05701?

  • • Homeowners in 05701 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 05701?

  • • Autoowners in 05701 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rutland area, check out other zip codes nearby 05701.
Review average rates in another zip code:
05701 homeowners insurance rates

Home Replacement Cost Coverage in 05701

Average Building Cost Per Square Foot in 05701: $159

Location: Rutland, Vermont (Rutland County)

Average Square Footage in 05701: 1,043 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05701 before you start any project. Rutland homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05701 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05701 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,043 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rutland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,043$165,900
Additional Upgrades & Added Features$1991,043$207,375
Major Home Updates or Advancements$2391,043$248,850

It's important to understand that when you estimate your replacement cost of your home in the 05701 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05701

Donald E. Steere Agency

Address: 607 U S Route 4 East Rutland, VT 05701
Phone: (802)775-2746
Website:

Rabideau Agency

Address: 40 Woodstock Ave Rutland, VT 05701
Phone: (802)775-1628
Website:

Best Home & Auto Insurance Agencies in 05701

Decandio- Kenneth

Address: 56 Allen St Rutland, VT 05701
Phone:
Website: http://www.statefarm.com
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State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Egan & Nelson Agency

Address: 2 Center St Rutland, VT 05701
Phone:
Website:
Info:

Donald E. Steere Agency

Address: 607 Rte 4 E Rutland Town, VT 05701
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 240 S Main St Rutland, VT 05701
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Rabideau Agency

Address: 40 Woodstock Ave Rutland, VT 05701
Phone:
Website:
Info:

Housing Demographics for 05701

Population Review for 05701 Zip Code

For the city of Rutland, the population within 05701 has increased to over 19,504 residents in population size. The current population total is 20,349. We have broken down the population based on race below. In 05701, there are over 9863 in male population and 10486 females.

PopulationValues
Total Population20,349
White Population18290
Black Population239
Hispanic Population597
Asian Population222
Hawaiian Population7
Indian Population72
Other Population144
Male Population9863
Female Population10486
Population Estimate19504

Household Data for 05701

The average number of homes in 05701 is around 9,389, there are an average of 2.08 per household. The average house value according to local real estate values is around $165,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,389
Persons Per Household2.08
Average House Value$165,900
Income Per Household$55511
Median Age48.4
Median Age Male46.1
Median Age Female50.2
05701 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityRutland
City Alias NameRUTLAND
CountyRutland
County FIPS021
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA40860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameRutland, VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses899
Number Of Employees12598
Business First Quarter Payroll171282
Business Annual Payroll679920
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population61642
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential9377
Delivery Business1094
Delivery Total10610
Preferred Last Line KeyV26930
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV26930
Land Area67.704000
Water Area0.224000
City Alias Code
City Mixed CaseRutland
City Alias Mixed CaseRutland
Box Count0
SFDU7923
MFDU297
State ANSI50
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number506608
Unique ZIP Name
SSA State County Code47100
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseRutland

Vermont Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]