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Compare 05742 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in East Wallingford just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 264 neighbors looking to save on their home insurance policy in the local 05742 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 05742. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Vermont rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your East Wallingford, VT home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in East Wallingford, VT

05742 Home Insurance Average Premiums

Local 05742 homeowners insurance quotes comparison

$435 /yr.

Shows Zip Code: 05742 lowest rates with discounts applied on average.

For the 05742, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$435 /yr.
Average Coverage:$685 /yr.
2600 sq. ft. or higher
(all discounts applied)
$985 /yr.

What is the average home insurance cost for a home in 05742?

  • • The average homeowners insurance premium paid annually for a home in 05742 is around $685 per year.

What does it cost on average per month for home insurance in 05742?

  • • Homeowners in 05742 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 05742?

  • • Autoowners in 05742 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the East Wallingford area, check out other zip codes nearby 05742.
Review average rates in another zip code:
05742 homeowners insurance rates

Home Replacement Cost Coverage in 05742

Average Building Cost Per Square Foot in 05742: $159

Location: East Wallingford, Vermont (Rutland County)

Average Square Footage in 05742: 1,523 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05742 before you start any project. East Wallingford homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05742 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05742 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,523 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the East Wallingford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,523$242,200
Additional Upgrades & Added Features$1991,523$302,750
Major Home Updates or Advancements$2391,523$363,300

It's important to understand that when you estimate your replacement cost of your home in the 05742 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05742

Best Home & Auto Insurance Agencies in 05742

Housing Demographics for 05742

Population Review for 05742 Zip Code

For the city of East Wallingford, the population within 05742 has increased to over 466 residents in population size. The current population total is 641. We have broken down the population based on race below. In 05742, there are over 353 in male population and 288 females.

PopulationValues
Total Population641
White Population586
Black Population3
Hispanic Population5
Asian Population1
Hawaiian Population0
Indian Population3
Other Population1
Male Population353
Female Population288
Population Estimate466

Household Data for 05742

The average number of homes in 05742 is around 264, there are an average of 2.43 per household. The average house value according to local real estate values is around $242,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode264
Persons Per Household2.43
Average House Value$242,200
Income Per Household$66500
Median Age48.2
Median Age Male52.4
Median Age Female42.4
05742 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias AbbreviationE WALLINGFORD
Area Code802
CityEast Wallingford
City Alias NameEAST WALLINGFORD
CountyRutland
County FIPS021
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA40860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameRutland, VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees14
Business First Quarter Payroll138
Business Annual Payroll710
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population61642
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential192
Delivery Business2
Delivery Total246
Preferred Last Line KeyV26330
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV26330
Land Area23.961000
Water Area0.283000
City Alias Code
City Mixed CaseEast Wallingford
City Alias Mixed CaseEast Wallingford
Box Count49
SFDU192
MFDU0
State ANSI50
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number502604
Unique ZIP Name
SSA State County Code47100
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseRutland

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