Get multiple home insurance quotes in 05743. Our licensed 05743, VT agents are ready to serve you.

05743 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 05743 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Fair Haven, VT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 05743 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Vermont, like average Fair Haven homeowners insurance rates, coverage options or home insurance types, please select Fair Haven, VT Home Insurance Rates Online!

05743 Home Insurance Average Premiums

Local 05743 homeowners insurance quotes comparison

$484 /yr.

Shows Zip Code: 05743 lowest rates with discounts applied on average.

For the 05743, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$484 /yr.
Average Coverage:$734 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1034 /yr.

What is the average home insurance cost for a home in 05743?

  • • The average homeowners insurance premium paid annually for a home in 05743 is around $734 per year.

What does it cost on average per month for home insurance in 05743?

  • • Homeowners in 05743 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 05743?

  • • Autoowners in 05743 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fair Haven area, check out other zip codes nearby 05743.
Review average rates in another zip code:
05743 homeowners insurance rates

Home Replacement Cost Coverage in 05743

Average Building Cost Per Square Foot in 05743: $159

Location: Fair Haven, Vermont (Rutland County)

Average Square Footage in 05743: 978 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05743 before you start any project. Fair Haven homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05743 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05743 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 978 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fair Haven area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$159978$155,500
Additional Upgrades & Added Features$199978$194,375
Major Home Updates or Advancements$239978$233,250

It's important to understand that when you estimate your replacement cost of your home in the 05743 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05743

Best Home & Auto Insurance Agencies in 05743

Housing Demographics for 05743

Population Review for 05743 Zip Code

For the city of Fair Haven, the population within 05743 has increased to over 4,085 residents in population size. The current population total is 4,210. We have broken down the population based on race below. In 05743, there are over 2091 in male population and 2119 females.

PopulationValues
Total Population4,210
White Population3900
Black Population21
Hispanic Population55
Asian Population9
Hawaiian Population0
Indian Population9
Other Population26
Male Population2091
Female Population2119
Population Estimate4085

Household Data for 05743

The average number of homes in 05743 is around 1,832, there are an average of 2.29 per household. The average house value according to local real estate values is around $155,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,832
Persons Per Household2.29
Average House Value$155,500
Income Per Household$64031
Median Age45.7
Median Age Male43.6
Median Age Female47.4
05743 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityFair Haven
City Alias NameFAIR HAVEN
CountyRutland
County FIPS021
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA40860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameRutland, VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses96
Number Of Employees533
Business First Quarter Payroll3780
Business Annual Payroll17495
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population61642
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential1784
Delivery Business76
Delivery Total2051
Preferred Last Line KeyV26354
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV26354
Land Area98.723000
Water Area3.809000
City Alias Code
City Mixed CaseFair Haven
City Alias Mixed CaseFair Haven
Box Count157
SFDU1667
MFDU39
State ANSI50
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number502856
Unique ZIP Name
SSA State County Code47100
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseRutland

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