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Find the Best Home Insurance Rates in 05759

Shopping for homeowners insurance in 05759 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in North Clarendon, VT and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Vermont licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 05759 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 05759

Find North Clarendon, VT Homeowners Insurance Quotes to review the best coverage options in your area.

05759 Home Insurance Rating is: medium!

In 05759 the average premium is $696. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 05759, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 05759!

05759 Home Insurance Average Premiums

Local 05759 homeowners insurance quotes comparison

$446 /yr.

Shows Zip Code: 05759 lowest rates with discounts applied on average.

For the 05759, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$446 /yr.
Average Coverage:$696 /yr.
2600 sq. ft. or higher
(all discounts applied)
$996 /yr.

What is the average home insurance cost for a home in 05759?

  • • The average homeowners insurance premium paid annually for a home in 05759 is around $696 per year.

What does it cost on average per month for home insurance in 05759?

  • • Homeowners in 05759 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 05759?

  • • Autoowners in 05759 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Clarendon area, check out other zip codes nearby 05759.
Review average rates in another zip code:
05759 homeowners insurance rates

Home Replacement Cost Coverage in 05759

Average Building Cost Per Square Foot in 05759: $159

Location: North Clarendon, Vermont (Rutland County)

Average Square Footage in 05759: 1,160 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05759 before you start any project. North Clarendon homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05759 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05759 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,160 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Clarendon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,160$184,500
Additional Upgrades & Added Features$1991,160$230,625
Major Home Updates or Advancements$2391,160$276,750

It's important to understand that when you estimate your replacement cost of your home in the 05759 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05759

Best Home & Auto Insurance Agencies in 05759

Housing Demographics for 05759

Population Review for 05759 Zip Code

For the city of North Clarendon, the population within 05759 has increased to over 1,638 residents in population size. The current population total is 1,831. We have broken down the population based on race below. In 05759, there are over 942 in male population and 889 females.

PopulationValues
Total Population1,831
White Population1707
Black Population4
Hispanic Population13
Asian Population21
Hawaiian Population0
Indian Population0
Other Population3
Male Population942
Female Population889
Population Estimate1638

Household Data for 05759

The average number of homes in 05759 is around 824, there are an average of 2.22 per household. The average house value according to local real estate values is around $184,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode824
Persons Per Household2.22
Average House Value$184,500
Income Per Household$57847
Median Age54.5
Median Age Male54.7
Median Age Female54.3
05759 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias AbbreviationN CLARENDON
Area Code802
CityNorth Clarendon
City Alias NameNORTH CLARENDON
CountyRutland
County FIPS021
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA40860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameRutland, VT
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses64
Number Of Employees952
Business First Quarter Payroll7905
Business Annual Payroll37883
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population61642
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential738
Delivery Business42
Delivery Total997
Preferred Last Line KeyV26775
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV26775
Land Area19.682000
Water Area0.227000
City Alias Code
City Mixed CaseNorth Clarendon
City Alias Mixed CaseNorth Clarendon
Box Count194
SFDU701
MFDU0
State ANSI50
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number505236
Unique ZIP Name
SSA State County Code47100
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseRutland

Vermont Homeowners Insurance News & Information

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