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Compare 05822 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Barton just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 888 neighbors looking to save on their home insurance policy in the local 05822 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 05822. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Vermont rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Barton, VT home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Barton, VT

05822 Home Insurance Average Premiums

Local 05822 homeowners insurance quotes comparison

$458 /yr.

Shows Zip Code: 05822 lowest rates with discounts applied on average.

For the 05822, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$458 /yr.
Average Coverage:$708 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1008 /yr.

What is the average home insurance cost for a home in 05822?

  • • The average homeowners insurance premium paid annually for a home in 05822 is around $708 per year.

What does it cost on average per month for home insurance in 05822?

  • • Homeowners in 05822 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 05822?

  • • Autoowners in 05822 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Barton area, check out other zip codes nearby 05822.
Review average rates in another zip code:
05875 homeowners insurance rates
05822 homeowners insurance rates

Home Replacement Cost Coverage in 05822

Average Building Cost Per Square Foot in 05822: $159

Location: Barton, Vermont (Orleans County)

Average Square Footage in 05822: 944 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05822 before you start any project. Barton homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05822 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05822 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 944 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Barton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$159944$150,100
Additional Upgrades & Added Features$199944$187,625
Major Home Updates or Advancements$239944$225,150

It's important to understand that when you estimate your replacement cost of your home in the 05822 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05822

Best Home & Auto Insurance Agencies in 05822

Housing Demographics for 05822

Population Review for 05822 Zip Code

For the city of Barton, the population within 05822 has increased to over 1,770 residents in population size. The current population total is 2,061. We have broken down the population based on race below. In 05822, there are over 994 in male population and 1067 females.

PopulationValues
Total Population2,061
White Population1886
Black Population11
Hispanic Population27
Asian Population9
Hawaiian Population0
Indian Population31
Other Population8
Male Population994
Female Population1067
Population Estimate1770

Household Data for 05822

The average number of homes in 05822 is around 888, there are an average of 2.23 per household. The average house value according to local real estate values is around $150,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode888
Persons Per Household2.23
Average House Value$150,100
Income Per Household$43750
Median Age51.6
Median Age Male49.9
Median Age Female52.7
05822 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityBarton
City Alias NameBARTON
CountyOrleans
County FIPS019
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses58
Number Of Employees323
Business First Quarter Payroll2846
Business Annual Payroll14474
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential794
Delivery Business17
Delivery Total1191
Preferred Last Line KeyV26027
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV26027
Land Area42.276000
Water Area1.454000
City Alias Code
City Mixed CaseBarton
City Alias Mixed CaseBarton
Box Count342
SFDU738
MFDU43
State ANSI50
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number500308
Unique ZIP Name
SSA State County Code47090
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseOrleans

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