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05825, VT Home Insurance

In the zip code of 05825, the population size is around 157, which consists of 72 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Coventry, VT. A few years ago, a study was done and found that the average home insurance rates for Vermont are around $741 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 05825 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Coventry. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Coventry, VT Homeowners Insurance Online Rates Today!

05825 Home Insurance Average Premiums

Local 05825 homeowners insurance quotes comparison

$491 /yr.

Shows Zip Code: 05825 lowest rates with discounts applied on average.

For the 05825, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$491 /yr.
Average Coverage:$741 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1041 /yr.

What is the average home insurance cost for a home in 05825?

  • • The average homeowners insurance premium paid annually for a home in 05825 is around $741 per year.

What does it cost on average per month for home insurance in 05825?

  • • Homeowners in 05825 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 05825?

  • • Autoowners in 05825 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Coventry area, check out other zip codes nearby 05825.
Review average rates in another zip code:
05825 homeowners insurance rates

Home Replacement Cost Coverage in 05825

Average Building Cost Per Square Foot in 05825: $159

Location: Coventry, Vermont (Orleans County)

Average Square Footage in 05825: 760 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05825 before you start any project. Coventry homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05825 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05825 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 760 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Coventry area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$159760$120,800
Additional Upgrades & Added Features$199760$151,000
Major Home Updates or Advancements$239760$181,200

It's important to understand that when you estimate your replacement cost of your home in the 05825 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05825

Best Home & Auto Insurance Agencies in 05825

Housing Demographics for 05825

Population Review for 05825 Zip Code

For the city of Coventry, the population within 05825 has increased to over 0 residents in population size. The current population total is 157. We have broken down the population based on race below. In 05825, there are over 89 in male population and 68 females.

PopulationValues
Total Population157
White Population153
Black Population0
Hispanic Population0
Asian Population2
Hawaiian Population0
Indian Population1
Other Population0
Male Population89
Female Population68
Population Estimate0

Household Data for 05825

The average number of homes in 05825 is around 72, there are an average of 2.18 per household. The average house value according to local real estate values is around $120,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode72
Persons Per Household2.18
Average House Value$120,800
Income Per Household$49375
Median Age46.5
Median Age Male47.8
Median Age Female43.0
05825 DetailsValues
StateVT
State Full NameVermont
City TypeZ
City Alias Abbreviation
Area Code802
CityCoventry
City Alias NameCOVENTRY
CountyOrleans
County FIPS019
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees76
Business First Quarter Payroll841
Business Annual Payroll4253
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential0
Delivery Business0
Delivery Total100
Preferred Last Line KeyV26202
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV26202
Land Area0.980000
Water Area0.019000
City Alias Code
City Mixed CaseCoventry
City Alias Mixed CaseCoventry
Box Count92
SFDU0
MFDU0
State ANSI50
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number501540
Unique ZIP Name
SSA State County Code47090
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseOrleans

Vermont Homeowners Insurance News & Information

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