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Home Insurance Rates in 05850

For homeowners shopping online in 05850, our insurance rates are very competitive for homeowners living in Lyndon Center, VT. Many homeowners based out of the great city of Lyndon Center have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Vermont licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 05850, simply click the "Get Multiple Quotes Now" button. Your 05850 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Lyndon Center, VT Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

05850 Home Insurance Rating is: Medium!

If you live in 05850, you can easily save up to 40% off the average home insurance premium of $700 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Lyndon Center can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 05850 today!

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05850 Home Insurance Average Premiums

Local 05850 homeowners insurance quotes comparison

$450 /yr.

Shows Zip Code: 05850 lowest rates with discounts applied on average.

For the 05850, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$450 /yr.
Average Coverage:$700 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1000 /yr.

What is the average home insurance cost for a home in 05850?

  • • The average homeowners insurance premium paid annually for a home in 05850 is around $700 per year.

What does it cost on average per month for home insurance in 05850?

  • • Homeowners in 05850 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 05850?

  • • Autoowners in 05850 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lyndon Center area, check out other zip codes nearby 05850.
Review average rates in another zip code:
05850 homeowners insurance rates

Home Replacement Cost Coverage in 05850

Average Building Cost Per Square Foot in 05850: $159

Location: Lyndon Center, Vermont (Caledonia County)

Average Square Footage in 05850: 1,038 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05850 before you start any project. Lyndon Center homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05850 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05850 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,038 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lyndon Center area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,038$165,000
Additional Upgrades & Added Features$1991,038$206,250
Major Home Updates or Advancements$2391,038$247,500

It's important to understand that when you estimate your replacement cost of your home in the 05850 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05850

Best Home & Auto Insurance Agencies in 05850

Housing Demographics for 05850

Population Review for 05850 Zip Code

For the city of Lyndon Center, the population within 05850 has increased to over 161 residents in population size. The current population total is 259. We have broken down the population based on race below. In 05850, there are over 139 in male population and 120 females.

PopulationValues
Total Population259
White Population202
Black Population8
Hispanic Population14
Asian Population8
Hawaiian Population2
Indian Population2
Other Population4
Male Population139
Female Population120
Population Estimate161

Household Data for 05850

The average number of homes in 05850 is around 102, there are an average of 2.21 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode102
Persons Per Household2.21
Average House Value$165,000
Income Per Household$0
Median Age28.1
Median Age Male28.5
Median Age Female27.8
05850 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityLyndon Center
City Alias NameLYNDON CENTER
CountyCaledonia
County FIPS005
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees181
Business First Quarter Payroll1872
Business Annual Payroll9386
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential73
Delivery Business2
Delivery Total276
Preferred Last Line KeyV26620
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV26620
Land Area1.397000
Water Area0.033000
City Alias Code
City Mixed CaseLyndon Center
City Alias Mixed CaseLyndon Center
Box Count183
SFDU56
MFDU0
State ANSI50
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number504396
Unique ZIP Name
SSA State County Code47020
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCaledonia

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