Get multiple home insurance quotes in 05871. Our licensed 05871, VT agents are ready to serve you.

05871 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 05871 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in West Burke, VT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 05871 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Vermont, like average West Burke homeowners insurance rates, coverage options or home insurance types, please select West Burke, VT Home Insurance Rates Online!

05871 Home Insurance Average Premiums

Local 05871 homeowners insurance quotes comparison

$459 /yr.

Shows Zip Code: 05871 lowest rates with discounts applied on average.

For the 05871, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$459 /yr.
Average Coverage:$709 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1009 /yr.

What is the average home insurance cost for a home in 05871?

  • • The average homeowners insurance premium paid annually for a home in 05871 is around $709 per year.

What does it cost on average per month for home insurance in 05871?

  • • Homeowners in 05871 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 05871?

  • • Autoowners in 05871 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Burke area, check out other zip codes nearby 05871.
Review average rates in another zip code:
05871 homeowners insurance rates

Home Replacement Cost Coverage in 05871

Average Building Cost Per Square Foot in 05871: $159

Location: West Burke, Vermont (Caledonia County)

Average Square Footage in 05871: 1,182 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 05871 before you start any project. West Burke homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05871 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 05871 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,182 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Burke area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1591,182$188,000
Additional Upgrades & Added Features$1991,182$235,000
Major Home Updates or Advancements$2391,182$282,000

It's important to understand that when you estimate your replacement cost of your home in the 05871 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 05871

Best Home & Auto Insurance Agencies in 05871

Housing Demographics for 05871

Population Review for 05871 Zip Code

For the city of West Burke, the population within 05871 has increased to over 1,366 residents in population size. The current population total is 1,540. We have broken down the population based on race below. In 05871, there are over 756 in male population and 784 females.

PopulationValues
Total Population1,540
White Population1427
Black Population4
Hispanic Population17
Asian Population8
Hawaiian Population0
Indian Population8
Other Population10
Male Population756
Female Population784
Population Estimate1366

Household Data for 05871

The average number of homes in 05871 is around 659, there are an average of 2.32 per household. The average house value according to local real estate values is around $188,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode659
Persons Per Household2.32
Average House Value$188,000
Income Per Household$54688
Median Age47.9
Median Age Male48.1
Median Age Female47.6
05871 DetailsValues
StateVT
State Full NameVermont
City TypeP
City Alias Abbreviation
Area Code802
CityWest Burke
City Alias NameWEST BURKE
CountyCaledonia
County FIPS005
State FIPS50
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionNew England
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees95
Business First Quarter Payroll783
Business Annual Payroll3947
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District
Congressional LandArea
Delivery Residential589
Delivery Business12
Delivery Total790
Preferred Last Line KeyV27216
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV27216
Land Area38.408000
Water Area0.326000
City Alias Code
City Mixed CaseWest Burke
City Alias Mixed CaseWest Burke
Box Count177
SFDU569
MFDU0
State ANSI50
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number508652
Unique ZIP Name
SSA State County Code47020
Medicare CBSA Code99947
Medicare CBSA NameRural Areas in VT
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseCaledonia

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