Compare quotes for your home in 05871! Compare the best 12 carriers in minutes.
05871 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 05871 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in West Burke, VT. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 05871 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in Vermont, like average West Burke homeowners insurance rates, coverage options or home insurance types, please select West Burke, VT Home Insurance Rates Online!
05871 Home Insurance Average Premiums
For the 05871, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $459 /yr. |
Average Coverage: | $709 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1009 /yr. |
What is the average home insurance cost for a home in 05871?
- • The average homeowners insurance premium paid annually for a home in 05871 is around $709 per year.
What does it cost on average per month for home insurance in 05871?
- • Homeowners in 05871 pay a monthly average cost per month around $59.00.
What kind of discount could I get if I combine my home and auto insurance together in 05871?
- • Autoowners in 05871 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the West Burke area, check out other zip codes nearby 05871.
Review average rates in another zip code:
05871 homeowners insurance rates
Home Replacement Cost Coverage in 05871
Average Building Cost Per Square Foot in 05871: $159
Location: West Burke, Vermont (Caledonia County)Average Square Footage in 05871: 1,182 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 05871 before you start any project. West Burke homeowners pay on average around $159 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 05871 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 05871 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,182 sq. ft. and the average cost to rebuild the home in this area is around $159 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Burke area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $159 | 1,182 | $188,000 |
Additional Upgrades & Added Features | $199 | 1,182 | $235,000 |
Major Home Updates or Advancements | $239 | 1,182 | $282,000 |
It's important to understand that when you estimate your replacement cost of your home in the 05871 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 05871
Best Home & Auto Insurance Agencies in 05871
Housing Demographics for 05871
Population Review for 05871 Zip Code
For the city of West Burke, the population within 05871 has increased to over 1,366 residents in population size. The current population total is 1,540. We have broken down the population based on race below. In 05871, there are over 756 in male population and 784 females.
Population | Values |
---|---|
Total Population | 1,540 |
White Population | 1427 |
Black Population | 4 |
Hispanic Population | 17 |
Asian Population | 8 |
Hawaiian Population | 0 |
Indian Population | 8 |
Other Population | 10 |
Male Population | 756 |
Female Population | 784 |
Population Estimate | 1366 |
Household Data for 05871
The average number of homes in 05871 is around 659, there are an average of 2.32 per household. The average house value according to local real estate values is around $188,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 659 |
Persons Per Household | 2.32 |
Average House Value | $188,000 |
Income Per Household | $54688 |
Median Age | 47.9 |
Median Age Male | 48.1 |
Median Age Female | 47.6 |
05871 Details | Values |
---|---|
State | VT |
State Full Name | Vermont |
City Type | P |
City Alias Abbreviation | |
Area Code | 802 |
City | West Burke |
City Alias Name | WEST BURKE |
County | Caledonia |
County FIPS | 005 |
State FIPS | 50 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | |
PMSA | |
CSA | |
CBSA | |
CBSA_DIV | |
CBSA_Type | |
CBSA_Name | |
MSA_Name | |
PMSA_Name | |
Region | Northeast |
Division | New England |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 21 |
Number Of Employees | 95 |
Business First Quarter Payroll | 783 |
Business Annual Payroll | 3947 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 0 |
CBSA Division Population | 0 |
Congressional District | |
Congressional LandArea | |
Delivery Residential | 589 |
Delivery Business | 12 |
Delivery Total | 790 |
Preferred Last Line Key | V27216 |
Classification Code | |
Multi-County | |
CSA Name | |
CBSA_DIV_Name | |
City State Key | V27216 |
Land Area | 38.408000 |
Water Area | 0.326000 |
City Alias Code | |
City Mixed Case | West Burke |
City Alias Mixed Case | West Burke |
Box Count | 177 |
SFDU | 569 |
MFDU | 0 |
State ANSI | 50 |
County ANSI | 005 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | D |
Finance Number | 508652 |
Unique ZIP Name | |
SSA State County Code | 47020 |
Medicare CBSA Code | 99947 |
Medicare CBSA Name | Rural Areas in VT |
Medicare CBSA Type | Micro |
Market Rating Area ID | 1 |
County Mixed Case | Caledonia |
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