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20105 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 20105 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Aldie, VA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 20105.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 20105 and start shopping.

Quickly and Easily Compare Average Rates for 20105

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Aldie, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 20105

Homeowners in Aldie are paying roughly $875 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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20105 Home Insurance Average Premiums

Local 20105 homeowners insurance quotes comparison

$625 /yr.

Shows Zip Code: 20105 lowest rates with discounts applied on average.

For the 20105, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$625 /yr.
Average Coverage:$875 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1175 /yr.

What is the average home insurance cost for a home in 20105?

  • • The average homeowners insurance premium paid annually for a home in 20105 is around $875 per year.

What does it cost on average per month for home insurance in 20105?

  • • Homeowners in 20105 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 20105?

  • • Autoowners in 20105 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Aldie area, check out other zip codes nearby 20105.
Review average rates in another zip code:
20105 homeowners insurance rates

Home Replacement Cost Coverage in 20105

Average Building Cost Per Square Foot in 20105: $163

Location: Aldie, Virginia (Loudoun County)

Average Square Footage in 20105: 3,891 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20105 before you start any project. Aldie homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20105 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20105 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,891 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Aldie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1633,891$634,200
Additional Upgrades & Added Features$2043,891$792,750
Major Home Updates or Advancements$2453,891$951,300

It's important to understand that when you estimate your replacement cost of your home in the 20105 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20105

Best Home & Auto Insurance Agencies in 20105

Housing Demographics for 20105

Population Review for 20105 Zip Code

For the city of Aldie, the population within 20105 has increased to over 39,615 residents in population size. The current population total is 34,475. We have broken down the population based on race below. In 20105, there are over 16903 in male population and 17572 females.

PopulationValues
Total Population34,475
White Population15079
Black Population3108
Hispanic Population2763
Asian Population11828
Hawaiian Population23
Indian Population96
Other Population809
Male Population16903
Female Population17572
Population Estimate39615

Household Data for 20105

The average number of homes in 20105 is around 10,025, there are an average of 3.44 per household. The average house value according to local real estate values is around $634,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,025
Persons Per Household3.44
Average House Value$634,200
Income Per Household$177555
Median Age35.1
Median Age Male35.0
Median Age Female35.2
20105 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code571/703/540
CityAldie
City Alias NameALDIE
CountyLoudoun
County FIPS107
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses556
Number Of Employees2581
Business First Quarter Payroll36948
Business Annual Payroll159759
Business Employment Flag
Growth Rank18
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13094
Growth Increase Percentage4.2
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District10
Congressional LandArea1372.24
Delivery Residential11516
Delivery Business119
Delivery Total11846
Preferred Last Line KeyX26001
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26001
Land Area35.665000
Water Area0.349000
City Alias Code
City Mixed CaseAldie
City Alias Mixed CaseAldie
Box Count184
SFDU6884
MFDU193
State ANSI51
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number510108
Unique ZIP Name
SSA State County Code49530
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseLoudoun

Virginia Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]