Get multiple home insurance quotes in 20109. Our licensed 20109, VA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 20109

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 20109, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Manassas, VA from a list of top tier nationwide insurers.

Our Virginia licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 20109 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 20109

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Manassas, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

20109 Ratings: medium!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Manassas we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 20109, homeowners are seeing rates around 888 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 20109!

20109 Home Insurance Average Premiums

Local 20109 homeowners insurance quotes comparison

$638 /yr.

Shows Zip Code: 20109 lowest rates with discounts applied on average.

For the 20109, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$638 /yr.
Average Coverage:$888 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1188 /yr.

What is the average home insurance cost for a home in 20109?

  • • The average homeowners insurance premium paid annually for a home in 20109 is around $888 per year.

What does it cost on average per month for home insurance in 20109?

  • • Homeowners in 20109 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 20109?

  • • Autoowners in 20109 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Manassas area, check out other zip codes nearby 20109.
Review average rates in another zip code:
20110 homeowners insurance rates
20109 homeowners insurance rates
20111 homeowners insurance rates
20112 homeowners insurance rates
20113 homeowners insurance rates

Home Replacement Cost Coverage in 20109

Average Building Cost Per Square Foot in 20109: $163

Location: Manassas, Virginia (Prince William County)

Average Square Footage in 20109: 1,974 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20109 before you start any project. Manassas homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20109 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20109 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,974 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Manassas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,974$321,800
Additional Upgrades & Added Features$2041,974$402,250
Major Home Updates or Advancements$2451,974$482,700

It's important to understand that when you estimate your replacement cost of your home in the 20109 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20109

Allstate Insurance - Eric A. Mandragona

Address: 7538 Diplomat Dr #101 Manassas, VA 20109
Phone: (703)330-2600
Website:

Allstate Insurance - Michael Craft

Address: 7900 Sudley Rd Ste 110 Manassas, VA 20109
Phone: (703)361-4600
Website:

Best Home & Auto Insurance Agencies in 20109

Allstate Insurance - Michael Craft

Address: 7900 Sudley Rd, #110 Manassas, VA 20109
Phone:
Website:
Info:

Allstate Insurance Agency

Address: 7960 Donegan Dr Manassas, VA 20109
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Nationwide the Moore Agency

Address: 10755 Ambassador Dr Manassas, VA 20109
Phone:
Website: http://www.insurance-va.com
Info:

Michael Craft

Address: 7900 Sudley Rd Manassas, VA 20109
Phone:
Website:
Info:

Jacobsen Insurance Agency Inc - State Farm Insurance Agent

Address: 10761 Ambassador Dr Manassas, VA 20109
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 20109

Population Review for 20109 Zip Code

For the city of Manassas, the population within 20109 has increased to over 45,989 residents in population size. The current population total is 43,849. We have broken down the population based on race below. In 20109, there are over 21819 in male population and 22030 females.

PopulationValues
Total Population43,849
White Population13516
Black Population6965
Hispanic Population18384
Asian Population4663
Hawaiian Population39
Indian Population635
Other Population11976
Male Population21819
Female Population22030
Population Estimate45989

Household Data for 20109

The average number of homes in 20109 is around 14,592, there are an average of 2.99 per household. The average house value according to local real estate values is around $321,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,592
Persons Per Household2.99
Average House Value$321,800
Income Per Household$83961
Median Age31.9
Median Age Male31.3
Median Age Female32.5
20109 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code571/703
CityManassas
City Alias NameMANASSAS
CountyPrince William
County FIPS153
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1548
Number Of Employees27184
Business First Quarter Payroll366410
Business Annual Payroll1571549
Business Employment Flag
Growth Rank17
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number17004
Growth Increase Percentage4.2
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District10
Congressional LandArea1372.24
Delivery Residential15381
Delivery Business1822
Delivery Total16673
Preferred Last Line KeyX27067
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX27067
Land Area23.827000
Water Area0.213000
City Alias Code
City Mixed CaseManassas
City Alias Mixed CaseManassas
Box Count0
SFDU3810
MFDU4112
State ANSI51
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number515586
Unique ZIP Name
SSA State County Code49750
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CasePrince William

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]