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20124 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 20124? Our rates are very competitive for homeowners living in Clifton, VA. Many homeowners based out of your 20124 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 20124 should appear in the zip code field ready to go. For Clifton, VA Home Insurance Rate Quotes click to review the best rates and service online!

20124 Average Premium is Rated: Medium!

Homeowners living in 20124 can easily save up to 40% off the average home insurance premium of $968 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Clifton that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 20124 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 20124!

20124 Home Insurance Average Premiums

Local 20124 homeowners insurance quotes comparison

$718 /yr.

Shows Zip Code: 20124 lowest rates with discounts applied on average.

For the 20124, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$718 /yr.
Average Coverage:$968 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1268 /yr.

What is the average home insurance cost for a home in 20124?

  • • The average homeowners insurance premium paid annually for a home in 20124 is around $968 per year.

What does it cost on average per month for home insurance in 20124?

  • • Homeowners in 20124 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 20124?

  • • Autoowners in 20124 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clifton area, check out other zip codes nearby 20124.
Review average rates in another zip code:
20124 homeowners insurance rates

Home Replacement Cost Coverage in 20124

Average Building Cost Per Square Foot in 20124: $163

Location: Clifton, Virginia (Fairfax County)

Average Square Footage in 20124: 4,303 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20124 before you start any project. Clifton homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20124 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20124 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,303 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clifton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1634,303$701,400
Additional Upgrades & Added Features$2044,303$876,750
Major Home Updates or Advancements$2454,303$1,052,100

It's important to understand that when you estimate your replacement cost of your home in the 20124 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20124

Best Home & Auto Insurance Agencies in 20124

Housing Demographics for 20124

Population Review for 20124 Zip Code

For the city of Clifton, the population within 20124 has increased to over 15,061 residents in population size. The current population total is 14,999. We have broken down the population based on race below. In 20124, there are over 7511 in male population and 7488 females.

PopulationValues
Total Population14,999
White Population9969
Black Population442
Hispanic Population1081
Asian Population2838
Hawaiian Population21
Indian Population31
Other Population285
Male Population7511
Female Population7488
Population Estimate15061

Household Data for 20124

The average number of homes in 20124 is around 4,900, there are an average of 3.06 per household. The average house value according to local real estate values is around $701,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,900
Persons Per Household3.06
Average House Value$701,400
Income Per Household$193333
Median Age44.0
Median Age Male43.1
Median Age Female44.6
20124 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code571/703
CityClifton
City Alias NameCLIFTON
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses290
Number Of Employees2189
Business First Quarter Payroll29300
Business Annual Payroll138139
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District10|11
Congressional LandArea1372.24|185.09
Delivery Residential4922
Delivery Business61
Delivery Total5195
Preferred Last Line KeyX26365
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26365
Land Area21.690000
Water Area0.637000
City Alias Code
City Mixed CaseClifton
City Alias Mixed CaseClifton
Box Count133
SFDU4056
MFDU0
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number511932
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]