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Home Insurance Rates in 20129

For homeowners shopping online in 20129, our insurance rates are very competitive for homeowners living in Paeonian Springs, VA. Many homeowners based out of the great city of Paeonian Springs have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 20129, simply click the "Get Multiple Quotes Now" button. Your 20129 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Paeonian Springs, VA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

20129 Home Insurance Rating is: Medium!

If you live in 20129, you can easily save up to 40% off the average home insurance premium of $1010 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Paeonian Springs can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 20129 today!

Get Multiple Home Insurance Rates in 20129!

20129 Home Insurance Average Premiums

Local 20129 homeowners insurance quotes comparison

$760 /yr.

Shows Zip Code: 20129 lowest rates with discounts applied on average.

For the 20129, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$760 /yr.
Average Coverage:$1010 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1310 /yr.

What is the average home insurance cost for a home in 20129?

  • • The average homeowners insurance premium paid annually for a home in 20129 is around $1010 per year.

What does it cost on average per month for home insurance in 20129?

  • • Homeowners in 20129 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 20129?

  • • Autoowners in 20129 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Paeonian Springs area, check out other zip codes nearby 20129.
Review average rates in another zip code:
20129 homeowners insurance rates

Home Replacement Cost Coverage in 20129

Average Building Cost Per Square Foot in 20129: $163

Location: Paeonian Springs, Virginia (Loudoun County)

Average Square Footage in 20129: 6,734 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20129 before you start any project. Paeonian Springs homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20129 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20129 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 6,734 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Paeonian Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1636,734$1,097,700
Additional Upgrades & Added Features$2046,734$1,372,125
Major Home Updates or Advancements$2456,734$1,646,550

It's important to understand that when you estimate your replacement cost of your home in the 20129 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20129

Best Home & Auto Insurance Agencies in 20129

Matthew Shaffer- Farmers Insurance

Address: 39959 Catoctin Ridge St Paeonian Springs, VA 20129
Phone:
Website: http://www.washingtondc.citysearch.com/profile/662290110/paeonian_springs_va/matthew_shaffer_farmers_insurance.html
Info:

Farmers Insurance Group

Address: 39959 Catoctin Ridge St, #202 Paeonian Springs, VA 20129
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/658015210/paeonian_springs_va/farmers_insurance_group.html
Info:

Housing Demographics for 20129

Population Review for 20129 Zip Code

For the city of Paeonian Springs, the population within 20129 has increased to over 702 residents in population size. The current population total is 482. We have broken down the population based on race below. In 20129, there are over 202 in male population and 280 females.

PopulationValues
Total Population482
White Population394
Black Population13
Hispanic Population45
Asian Population5
Hawaiian Population0
Indian Population1
Other Population14
Male Population202
Female Population280
Population Estimate702

Household Data for 20129

The average number of homes in 20129 is around 167, there are an average of 2.89 per household. The average house value according to local real estate values is around $1,097,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode167
Persons Per Household2.89
Average House Value$1,097,700
Income Per Household$250000
Median Age50.2
Median Age Male50.0
Median Age Female50.7
20129 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias AbbreviationPAEONIAN SPGS
Area Code540/703/826
CityPaeonian Springs
City Alias NamePAEONIAN SPRINGS
CountyLoudoun
County FIPS107
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses25
Number Of Employees128
Business First Quarter Payroll2487
Business Annual Payroll12068
Business Employment Flag
Growth Rank18
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13094
Growth Increase Percentage4.2
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District10
Congressional LandArea1372.24
Delivery Residential243
Delivery Business8
Delivery Total329
Preferred Last Line KeyX27383
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX27383
Land Area4.283000
Water Area0.013000
City Alias Code
City Mixed CasePaeonian Springs
City Alias Mixed CasePaeonian Springs
Box Count58
SFDU243
MFDU0
State ANSI51
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number516858
Unique ZIP Name
SSA State County Code49530
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseLoudoun

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]