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20141 Homeowners Insurance Quotes & Rates

Round Hill residents living within the 2,542 homes available in the zip code of 20141 are shopping online to compare cheaper and more affordable Round Hill, VA home insurance rates. In the great city of Round Hill, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Virginia is around $718 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 20141 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 20141 home insurance rates today! Please give us a call now at 1-855-976-2656. For Round Hill, VA Homeowners Insurance Quotes, Click to easily get started!

20141 Home Insurance Average Premiums

Local 20141 homeowners insurance quotes comparison

$468 /yr.

Shows Zip Code: 20141 lowest rates with discounts applied on average.

For the 20141, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$468 /yr.
Average Coverage:$718 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1018 /yr.

What is the average home insurance cost for a home in 20141?

  • • The average homeowners insurance premium paid annually for a home in 20141 is around $718 per year.

What does it cost on average per month for home insurance in 20141?

  • • Homeowners in 20141 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 20141?

  • • Autoowners in 20141 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Round Hill area, check out other zip codes nearby 20141.
Review average rates in another zip code:
20141 homeowners insurance rates

Home Replacement Cost Coverage in 20141

Average Building Cost Per Square Foot in 20141: $163

Location: Round Hill, Virginia (Loudoun County)

Average Square Footage in 20141: 3,192 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20141 before you start any project. Round Hill homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20141 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20141 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,192 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Round Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1633,192$520,300
Additional Upgrades & Added Features$2043,192$650,375
Major Home Updates or Advancements$2453,192$780,450

It's important to understand that when you estimate your replacement cost of your home in the 20141 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20141

Best Home & Auto Insurance Agencies in 20141

Housing Demographics for 20141

Population Review for 20141 Zip Code

For the city of Round Hill, the population within 20141 has increased to over 8,764 residents in population size. The current population total is 8,178. We have broken down the population based on race below. In 20141, there are over 4042 in male population and 4136 females.

PopulationValues
Total Population8,178
White Population6704
Black Population243
Hispanic Population664
Asian Population272
Hawaiian Population2
Indian Population11
Other Population161
Male Population4042
Female Population4136
Population Estimate8764

Household Data for 20141

The average number of homes in 20141 is around 2,542, there are an average of 3.22 per household. The average house value according to local real estate values is around $520,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,542
Persons Per Household3.22
Average House Value$520,300
Income Per Household$161118
Median Age38.0
Median Age Male36.3
Median Age Female39.6
20141 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540/826
CityRound Hill
City Alias NameROUND HILL
CountyLoudoun
County FIPS107
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses114
Number Of Employees396
Business First Quarter Payroll4816
Business Annual Payroll25825
Business Employment Flag
Growth Rank18
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13094
Growth Increase Percentage4.2
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District10
Congressional LandArea1372.24
Delivery Residential2722
Delivery Business17
Delivery Total2739
Preferred Last Line KeyX27569
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX27569
Land Area26.012000
Water Area0.339000
City Alias Code
City Mixed CaseRound Hill
City Alias Mixed CaseRound Hill
Box Count0
SFDU2462
MFDU0
State ANSI51
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number517836
Unique ZIP Name
SSA State County Code49530
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseLoudoun

Virginia Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]