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20144 Home Insurance Rates & Premiums

Did you know there are over 1,096 people living within the 20144 zip code area? There are over 472 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 20144.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Virginia are on the rise. The estimated average premium is around $926 a year for a standard homeowners insurance policy in Delaplane. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Delaplane, VA Homeowners Insurance Quotes Online

20144 Home Insurance Average Premiums

Local 20144 homeowners insurance quotes comparison

$676 /yr.

Shows Zip Code: 20144 lowest rates with discounts applied on average.

For the 20144, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$676 /yr.
Average Coverage:$926 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1226 /yr.

What is the average home insurance cost for a home in 20144?

  • • The average homeowners insurance premium paid annually for a home in 20144 is around $926 per year.

What does it cost on average per month for home insurance in 20144?

  • • Homeowners in 20144 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 20144?

  • • Autoowners in 20144 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Delaplane area, check out other zip codes nearby 20144.
Review average rates in another zip code:
20144 homeowners insurance rates

Home Replacement Cost Coverage in 20144

Average Building Cost Per Square Foot in 20144: $163

Location: Delaplane, Virginia (Fauquier County)

Average Square Footage in 20144: 3,086 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20144 before you start any project. Delaplane homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20144 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20144 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,086 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Delaplane area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1633,086$503,000
Additional Upgrades & Added Features$2043,086$628,750
Major Home Updates or Advancements$2453,086$754,500

It's important to understand that when you estimate your replacement cost of your home in the 20144 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20144

Best Home & Auto Insurance Agencies in 20144

Housing Demographics for 20144

Population Review for 20144 Zip Code

For the city of Delaplane, the population within 20144 has increased to over 960 residents in population size. The current population total is 1,096. We have broken down the population based on race below. In 20144, there are over 519 in male population and 577 females.

PopulationValues
Total Population1,096
White Population919
Black Population85
Hispanic Population75
Asian Population12
Hawaiian Population1
Indian Population4
Other Population26
Male Population519
Female Population577
Population Estimate960

Household Data for 20144

The average number of homes in 20144 is around 472, there are an average of 2.32 per household. The average house value according to local real estate values is around $503,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode472
Persons Per Household2.32
Average House Value$503,000
Income Per Household$126184
Median Age51.4
Median Age Male51.1
Median Age Female51.6
20144 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityDelaplane
City Alias NameDELAPLANE
CountyFauquier
County FIPS061
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses27
Number Of Employees189
Business First Quarter Payroll1462
Business Annual Payroll8333
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District10
Congressional LandArea1372.24
Delivery Residential414
Delivery Business11
Delivery Total523
Preferred Last Line KeyX26481
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26481
Land Area44.605000
Water Area0.197000
City Alias Code
City Mixed CaseDelaplane
City Alias Mixed CaseDelaplane
Box Count77
SFDU414
MFDU0
State ANSI51
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number512484
Unique ZIP Name
SSA State County Code49300
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFauquier

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