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Compare 20148 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Ashburn just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 19,040 neighbors looking to save on their home insurance policy in the local 20148 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 20148. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Virginia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Ashburn, VA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Ashburn, VA

20148 Home Insurance Average Premiums

Local 20148 homeowners insurance quotes comparison

$658 /yr.

Shows Zip Code: 20148 lowest rates with discounts applied on average.

For the 20148, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$658 /yr.
Average Coverage:$908 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1208 /yr.

What is the average home insurance cost for a home in 20148?

  • • The average homeowners insurance premium paid annually for a home in 20148 is around $908 per year.

What does it cost on average per month for home insurance in 20148?

  • • Homeowners in 20148 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 20148?

  • • Autoowners in 20148 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ashburn area, check out other zip codes nearby 20148.
Review average rates in another zip code:
20148 homeowners insurance rates
20147 homeowners insurance rates

Home Replacement Cost Coverage in 20148

Average Building Cost Per Square Foot in 20148: $163

Location: Ashburn, Virginia (Loudoun County)

Average Square Footage in 20148: 4,037 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20148 before you start any project. Ashburn homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20148 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20148 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,037 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ashburn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1634,037$658,100
Additional Upgrades & Added Features$2044,037$822,625
Major Home Updates or Advancements$2454,037$987,150

It's important to understand that when you estimate your replacement cost of your home in the 20148 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20148

Allstate Insurance-Tammy Bane

Address: 42882 Truro Parish #103 Ashburn, VA 20148
Phone: (703)729-0216
Website:

Best Home & Auto Insurance Agencies in 20148

Allstate Insurance-Tammy Bane

Address: 42882 Truro Parish Dr, #Dr-103 Ashburn, VA 20148
Phone:
Website:
Info:

Allstate Insurance Company

Address: 22576 Conklin Ridge Ct Ashburn, VA 20148
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 20148

Population Review for 20148 Zip Code

For the city of Ashburn, the population within 20148 has increased to over 68,642 residents in population size. The current population total is 61,793. We have broken down the population based on race below. In 20148, there are over 30386 in male population and 31407 females.

PopulationValues
Total Population61,793
White Population25504
Black Population4649
Hispanic Population4530
Asian Population24605
Hawaiian Population39
Indian Population122
Other Population1393
Male Population30386
Female Population31407
Population Estimate68642

Household Data for 20148

The average number of homes in 20148 is around 19,040, there are an average of 3.24 per household. The average house value according to local real estate values is around $658,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,040
Persons Per Household3.24
Average House Value$658,100
Income Per Household$199955
Median Age35.1
Median Age Male35.3
Median Age Female34.9
20148 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703/571
CityAshburn
City Alias NameASHBURN
CountyLoudoun
County FIPS107
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1266
Number Of Employees5514
Business First Quarter Payroll81247
Business Annual Payroll388649
Business Employment Flag
Growth Rank18
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number13094
Growth Increase Percentage4.2
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District10
Congressional LandArea1372.24
Delivery Residential21186
Delivery Business241
Delivery Total31766
Preferred Last Line KeyX26052
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26052
Land Area19.392000
Water Area0.642000
City Alias Code
City Mixed CaseAshburn
City Alias Mixed CaseAshburn
Box Count131
SFDU7943
MFDU1744
State ANSI51
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number510348
Unique ZIP Name
SSA State County Code49530
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseLoudoun

Virginia Homeowners Insurance News & Information

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