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Find the Best Home Insurance Rates in 20170

Shopping for homeowners insurance in 20170 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Herndon, VA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Virginia licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 20170 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 20170

Find Herndon, VA Homeowners Insurance Quotes to review the best coverage options in your area.

20170 Home Insurance Rating is: medium!

In 20170 the average premium is $726. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 20170, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 20170!

20170 Home Insurance Average Premiums

Local 20170 homeowners insurance quotes comparison

$476 /yr.

Shows Zip Code: 20170 lowest rates with discounts applied on average.

For the 20170, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$476 /yr.
Average Coverage:$726 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1026 /yr.

What is the average home insurance cost for a home in 20170?

  • • The average homeowners insurance premium paid annually for a home in 20170 is around $726 per year.

What does it cost on average per month for home insurance in 20170?

  • • Homeowners in 20170 pay a monthly average cost per month around $61.00.

What kind of discount could I get if I combine my home and auto insurance together in 20170?

  • • Autoowners in 20170 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Herndon area, check out other zip codes nearby 20170.
Review average rates in another zip code:
20170 homeowners insurance rates
20171 homeowners insurance rates

Home Replacement Cost Coverage in 20170

Average Building Cost Per Square Foot in 20170: $163

Location: Herndon, Virginia (Fairfax County)

Average Square Footage in 20170: 3,228 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20170 before you start any project. Herndon homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20170 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20170 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,228 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Herndon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1633,228$526,100
Additional Upgrades & Added Features$2043,228$657,625
Major Home Updates or Advancements$2453,228$789,150

It's important to understand that when you estimate your replacement cost of your home in the 20170 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20170

Allstate Insurance-Mohammad Elqadri

Address: 46396 Benedict Dr Ste 340 Sterling, VA 20170
Phone: (703)430-9940
Website: agent.allstate.com/67282

Allstate Insurance - Scott Bresnahan

Address: 610 Herndon Pkwy-250 Herndon, VA 20170
Phone: (703)689-4600
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=6103

Best Home & Auto Insurance Agencies in 20170

Allstate Insurance Company - Scott Bresnahan

Address: 610 Herndon Pky, Ste 250 Herndon, VA 20170
Phone:
Website: http://www.washingtondc.citysearch.com/profile/35605337/herndon_va/allstate_insurance_company_scott_bresnahan.html
Info:

Allstate Insurance Companies - Sales Offices- Chantilly

Address: 13881 East Metrotech Drive Herndon, VA 20170
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance - Scott Bresnahan

Address: 610 Herndon Pky, #Pkwy-250 Herndon, VA 20170
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=6103
Info:

Allstate Insurance Company - Wally Arcayan

Address: 459 Herndon Pky Herndon, VA 20170
Phone:
Website: http://www.allstateagencies.com/097521?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Spiro Souliotis

Address: 1020 Elden St Herndon, VA 20170
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/602889912/herndon_va/allstate_insurance_company_spiro_souliotis.html
Info:

Housing Demographics for 20170

Population Review for 20170 Zip Code

For the city of Herndon, the population within 20170 has increased to over 43,466 residents in population size. The current population total is 42,756. We have broken down the population based on race below. In 20170, there are over 21976 in male population and 20780 females.

PopulationValues
Total Population42,756
White Population18410
Black Population3365
Hispanic Population12998
Asian Population7562
Hawaiian Population20
Indian Population409
Other Population7472
Male Population21976
Female Population20780
Population Estimate43466

Household Data for 20170

The average number of homes in 20170 is around 13,647, there are an average of 3.13 per household. The average house value according to local real estate values is around $526,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,647
Persons Per Household3.13
Average House Value$526,100
Income Per Household$132059
Median Age35.9
Median Age Male34.9
Median Age Female37.0
20170 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703/571
CityHerndon
City Alias NameHERNDON
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1365
Number Of Employees23516
Business First Quarter Payroll560055
Business Annual Payroll2355009
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District10|11
Congressional LandArea1372.24|185.09
Delivery Residential13887
Delivery Business1280
Delivery Total17710
Preferred Last Line KeyX26828
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26828
Land Area8.755000
Water Area0.037000
City Alias Code
City Mixed CaseHerndon
City Alias Mixed CaseHerndon
Box Count0
SFDU7551
MFDU2753
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number514212
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]