Get multiple home insurance quotes in 20190. Our licensed 20190, VA agents are ready to serve you.

20190 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 20190? Our rates are very competitive for homeowners living in Reston, VA. Many homeowners based out of your 20190 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 20190 should appear in the zip code field ready to go. For Reston, VA Home Insurance Rate Quotes click to review the best rates and service online!

20190 Average Premium is Rated: Medium!

Homeowners living in 20190 can easily save up to 40% off the average home insurance premium of $911 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Reston that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 20190 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 20190!

20190 Home Insurance Average Premiums

Local 20190 homeowners insurance quotes comparison

$661 /yr.

Shows Zip Code: 20190 lowest rates with discounts applied on average.

For the 20190, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$661 /yr.
Average Coverage:$911 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1211 /yr.

What is the average home insurance cost for a home in 20190?

  • • The average homeowners insurance premium paid annually for a home in 20190 is around $911 per year.

What does it cost on average per month for home insurance in 20190?

  • • Homeowners in 20190 pay a monthly average cost per month around $76.00.

What kind of discount could I get if I combine my home and auto insurance together in 20190?

  • • Autoowners in 20190 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Reston area, check out other zip codes nearby 20190.
Review average rates in another zip code:
20190 homeowners insurance rates
20194 homeowners insurance rates
20191 homeowners insurance rates

Home Replacement Cost Coverage in 20190

Average Building Cost Per Square Foot in 20190: $163

Location: Reston, Virginia (Fairfax County)

Average Square Footage in 20190: 3,037 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 20190 before you start any project. Reston homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20190 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 20190 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,037 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Reston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1633,037$495,100
Additional Upgrades & Added Features$2043,037$618,875
Major Home Updates or Advancements$2453,037$742,650

It's important to understand that when you estimate your replacement cost of your home in the 20190 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 20190

Best Home & Auto Insurance Agencies in 20190

Allstate Insurance Company - Paul Forbes

Address: 1760 Reston Pky Reston, VA 20190
Phone:
Website: http://www.washingtondc.citysearch.com/profile/662404750/reston_va/allstate_insurance_company_paul_forbes.html
Info:

Koval- Galina - State Farm Insurance Agent

Address: 12110 Sunset Hills Rd, #450 Reston, VA 20190
Phone:
Website:
Info:

Knight- Bob - State Farm Insurance Agent

Address: 11736 Bowman Green Dr Reston, VA 20190
Phone:
Website:
Info:

Nationwide Insurance

Address: 1760 Reston Pky, #210 Reston, VA 20190
Phone:
Website: http://www.nationwide.com
Info: Nationwide Insurance - Auto Insurance Quotes and Car Insurance Rates
Start saving on car insurance today when you get a free online auto insurance quote or call (888)890-4630. Enjoy the ease of working with Nationwide for your auto insurance needs and our competitive auto insurance rates. car insurance, auto insurance, online auto insurance, auto insurance rates, car insurance quote

Hutton- Gregory S - State Farm Insurance Agent

Address: 11250 Roger Bacon Dr, #3 Reston, VA 20190
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 20190

Population Review for 20190 Zip Code

For the city of Reston, the population within 20190 has increased to over 22,441 residents in population size. The current population total is 20,957. We have broken down the population based on race below. In 20190, there are over 10197 in male population and 10760 females.

PopulationValues
Total Population20,957
White Population12913
Black Population2220
Hispanic Population2554
Asian Population2497
Hawaiian Population18
Indian Population74
Other Population1098
Male Population10197
Female Population10760
Population Estimate22441

Household Data for 20190

The average number of homes in 20190 is around 10,741, there are an average of 1.94 per household. The average house value according to local real estate values is around $495,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,741
Persons Per Household1.94
Average House Value$495,100
Income Per Household$115486
Median Age39.4
Median Age Male37.8
Median Age Female41.2
20190 DetailsValues
StateVA
State Full NameVirginia
City TypeB
City Alias Abbreviation
Area Code703/571
CityReston
City Alias NameRESTON
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1338
Number Of Employees49843
Business First Quarter Payroll1757074
Business Annual Payroll6985005
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District11
Congressional LandArea185.09
Delivery Residential11568
Delivery Business1004
Delivery Total12565
Preferred Last Line KeyX27512
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX27512
Land Area4.363000
Water Area0.100000
City Alias Code
City Mixed CaseReston
City Alias Mixed CaseReston
Box Count0
SFDU2162
MFDU8228
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number514212
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]