Compare quotes for your home in 20190! Compare the best 12 carriers in minutes.
20190 Homeowners Insurance Rate Quotes
Are you shopping for homeowners insurance quotes in 20190? Our rates are very competitive for homeowners living in Reston, VA. Many homeowners based out of your 20190 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 20190 should appear in the zip code field ready to go. For Reston, VA Home Insurance Rate Quotes click to review the best rates and service online!
20190 Average Premium is Rated: Medium!
Homeowners living in 20190 can easily save up to 40% off the average home insurance premium of $911 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Reston that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 20190 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!
20190 Home Insurance Average Premiums
$661 /yr.
Shows Zip Code: 20190 lowest rates with discounts applied on average.
For the 20190, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $661 /yr. |
| Average Coverage: | $911 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1211 /yr. |
What is the average home insurance cost for a home in 20190?
- • The average homeowners insurance premium paid annually for a home in 20190 is around $911 per year.
What does it cost on average per month for home insurance in 20190?
- • Homeowners in 20190 pay a monthly average cost per month around $76.00.
What kind of discount could I get if I combine my home and auto insurance together in 20190?
- • Autoowners in 20190 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Reston area, check out other zip codes nearby 20190.
Review average rates in another zip code:
20191 homeowners insurance rates
20190 homeowners insurance rates
20194 homeowners insurance rates
Home Replacement Cost Coverage in 20190
Average Building Cost Per Square Foot in 20190: $163
Location: Reston, Virginia (Fairfax County)Average Square Footage in 20190: 3,037 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 20190 before you start any project. Reston homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 20190 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 20190 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,037 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Reston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $163 | 3,037 | $495,100 |
| Additional Upgrades & Added Features | $204 | 3,037 | $618,875 |
| Major Home Updates or Advancements | $245 | 3,037 | $742,650 |
It's important to understand that when you estimate your replacement cost of your home in the 20190 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 20190
Best Home & Auto Insurance Agencies in 20190
Allstate Insurance Companies
Address: 11484 Washington Plz W Reston, VA 20190Phone:
Website:
Info:
Koval- Galina - State Farm Insurance Agent
Address: 12110 Sunset Hills Rd, #450 Reston, VA 20190Phone:
Website:
Info:
Knight- Bob - State Farm Insurance Agent
Address: 11736 Bowman Green Dr Reston, VA 20190Phone:
Website:
Info:
Cope Incorporated
Address: 1760 Reston Pky, Ste 212 Reston, VA 20190Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/10448373/reston_va/cope_inc.html
Info:
Hutton- Gregory S - State Farm Insurance Agent
Address: 11250 Roger Bacon Dr, #3 Reston, VA 20190Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 20190
Population Review for 20190 Zip Code
For the city of Reston, the population within 20190 has increased to over 22,441 residents in population size. The current population total is 20,957. We have broken down the population based on race below. In 20190, there are over 10197 in male population and 10760 females.
| Population | Values |
|---|---|
| Total Population | 20,957 |
| White Population | 12913 |
| Black Population | 2220 |
| Hispanic Population | 2554 |
| Asian Population | 2497 |
| Hawaiian Population | 18 |
| Indian Population | 74 |
| Other Population | 1098 |
| Male Population | 10197 |
| Female Population | 10760 |
| Population Estimate | 22441 |
Household Data for 20190
The average number of homes in 20190 is around 10,741, there are an average of 1.94 per household. The average house value according to local real estate values is around $495,100. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 10,741 |
| Persons Per Household | 1.94 |
| Average House Value | $495,100 |
| Income Per Household | $115486 |
| Median Age | 39.4 |
| Median Age Male | 37.8 |
| Median Age Female | 41.2 |
| 20190 Details | Values |
|---|---|
| State | VA |
| State Full Name | Virginia |
| City Type | B |
| City Alias Abbreviation | |
| Area Code | 703/571 |
| City | Reston |
| City Alias Name | RESTON |
| County | Fairfax |
| County FIPS | 059 |
| State FIPS | 51 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 8872 |
| PMSA | 8840 |
| CSA | 548 |
| CBSA | 47900 |
| CBSA_DIV | 11694 |
| CBSA_Type | Metro |
| CBSA_Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
| MSA_Name | Washington-Baltimore, DC-MD-VA-WV CMSA |
| PMSA_Name | Washington, DC-MD-VA-WV PMSA |
| Region | South |
| Division | South Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1338 |
| Number Of Employees | 49843 |
| Business First Quarter Payroll | 1757074 |
| Business Annual Payroll | 6985005 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 5582170 |
| CBSA Division Population | 2730639 |
| Congressional District | 11 |
| Congressional LandArea | 185.09 |
| Delivery Residential | 11568 |
| Delivery Business | 1004 |
| Delivery Total | 12565 |
| Preferred Last Line Key | X27512 |
| Classification Code | |
| Multi-County | |
| CSA Name | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA |
| CBSA_DIV_Name | Arlington-Alexandria-Reston, VA-WV |
| City State Key | X27512 |
| Land Area | 4.363000 |
| Water Area | 0.100000 |
| City Alias Code | |
| City Mixed Case | Reston |
| City Alias Mixed Case | Reston |
| Box Count | 0 |
| SFDU | 2162 |
| MFDU | 8228 |
| State ANSI | 51 |
| County ANSI | 600 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | B |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 514212 |
| Unique ZIP Name | |
| SSA State County Code | 49290 |
| Medicare CBSA Code | 47894 |
| Medicare CBSA Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 10 |
| County Mixed Case | Fairfax |
Virginia Homeowners Insurance News & Information
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]