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Home Insurance Quotes in 22031

Are you shopping for a cheaper homeowners insurance rate in 22031? Our rates are very competitive for homeowners living in Fairfax, VA. Many homeowners located in the 22031 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 22031. To get free 22031 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 22031 zip code should appear in the zip code field ready to go. Shopping Fairfax, VA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 22031 to review the best rate coverages.

Your 22031 Home Insurance Costs Is Rated: Medium!

For the great city of Fairfax, the average home insurance premium paid annually is around $825 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Virginia specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Fairfax and need insurance on your home in the 22031 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 22031 Homeowners Insurance Rates Now!

22031 Home Insurance Average Premiums

Local 22031 homeowners insurance quotes comparison

$575 /yr.

Shows Zip Code: 22031 lowest rates with discounts applied on average.

For the 22031, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$575 /yr.
Average Coverage:$825 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1125 /yr.

What is the average home insurance cost for a home in 22031?

  • • The average homeowners insurance premium paid annually for a home in 22031 is around $825 per year.

What does it cost on average per month for home insurance in 22031?

  • • Homeowners in 22031 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 22031?

  • • Autoowners in 22031 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fairfax area, check out other zip codes nearby 22031.
Review average rates in another zip code:
22031 homeowners insurance rates
22030 homeowners insurance rates
22033 homeowners insurance rates
22032 homeowners insurance rates

Home Replacement Cost Coverage in 22031

Average Building Cost Per Square Foot in 22031: $163

Location: Fairfax, Virginia (Fairfax County)

Average Square Footage in 22031: 3,668 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22031 before you start any project. Fairfax homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22031 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22031 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,668 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fairfax area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1633,668$597,900
Additional Upgrades & Added Features$2043,668$747,375
Major Home Updates or Advancements$2453,668$896,850

It's important to understand that when you estimate your replacement cost of your home in the 22031 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22031

Cbiz Benefits & Insurance

Address: 9302 Lee Hwy Fairfax, VA 22031
Phone: (703)654-6300
Website:

Allstate Insurance - Edward F Hogg

Address: 8704 Lee Hwy #301 Fairfax, VA 22031
Phone: (703)204-2600
Website:

Best Home & Auto Insurance Agencies in 22031

Allstate Insurance - Edward F Hogg

Address: 8704 Lee Hwy Fairfax, VA 22031
Phone:
Website:
Info:

Wiles, Jack - State Farm Insurance Agent

Address: 9461 Silver King Ct Fairfax, VA 22031
Phone:
Website: http://www.citysearch.com/profile/external/605155752/fairfax_va/wiles_jack_state_farm_insurance_agent.html
Info:

Edward F Hogg

Address: 8704 Lee Hwy, #301 Fairfax, VA 22031
Phone:
Website:
Info:

Lee- Gina L

Address: 3073 Nutley St Fairfax, VA 22031
Phone:
Website:
Info:

Cbiz Benefits & Insurance

Address: 9302 Lee Hwy Fairfax, VA 22031
Phone:
Website:
Info:

Housing Demographics for 22031

Population Review for 22031 Zip Code

For the city of Fairfax, the population within 22031 has increased to over 37,568 residents in population size. The current population total is 35,256. We have broken down the population based on race below. In 22031, there are over 17393 in male population and 17863 females.

PopulationValues
Total Population35,256
White Population16598
Black Population2324
Hispanic Population4611
Asian Population10306
Hawaiian Population21
Indian Population146
Other Population1986
Male Population17393
Female Population17863
Population Estimate37568

Household Data for 22031

The average number of homes in 22031 is around 13,926, there are an average of 2.52 per household. The average house value according to local real estate values is around $597,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,926
Persons Per Household2.52
Average House Value$597,900
Income Per Household$124925
Median Age35.3
Median Age Male34.4
Median Age Female36.1
22031 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703/571
CityFairfax
City Alias NameFAIRFAX
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1509
Number Of Employees24958
Business First Quarter Payroll451478
Business Annual Payroll1917954
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District11
Congressional LandArea185.09
Delivery Residential14908
Delivery Business1543
Delivery Total22340
Preferred Last Line KeyX26583
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26583
Land Area7.127000
Water Area0.052000
City Alias Code
City Mixed CaseFairfax
City Alias Mixed CaseFairfax
Box Count198
SFDU5018
MFDU7272
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number513096
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]