Compare quotes for your home in 22042! Compare the best 12 carriers in minutes.
Compare 22042 Home Insurance Rates
Are you looking to easily compare home insurance prices online for your home in the 22042 area? The average homeowners premium in Virginia for a standard homeowners policy is around $802/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 22042 zip code, the population size is around 34,638 with 12,177 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 22042.
Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Falls Church, VA Homeowners Insurance. Compare companies, quotes, coverages and more.
Avg. VA Rate | Discounts | Savings | Shop Rates |
---|---|---|---|
$1,107 | up to 40% off | $443 |
22042 Home Insurance Average Premiums
For the 22042, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $552 /yr. |
Average Coverage: | $802 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1102 /yr. |
What is the average home insurance cost for a home in 22042?
- • The average homeowners insurance premium paid annually for a home in 22042 is around $802 per year.
What does it cost on average per month for home insurance in 22042?
- • Homeowners in 22042 pay a monthly average cost per month around $67.00.
What kind of discount could I get if I combine my home and auto insurance together in 22042?
- • Autoowners in 22042 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Falls Church area, check out other zip codes nearby 22042.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 22042
Average Building Cost Per Square Foot in 22042: $163
Location: Falls Church, Virginia (Fairfax County)Average Square Footage in 22042: 3,565 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 22042 before you start any project. Falls Church homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22042 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 22042 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,565 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Falls Church area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $163 | 3,565 | $581,100 |
Additional Upgrades & Added Features | $204 | 3,565 | $726,375 |
Major Home Updates or Advancements | $245 | 3,565 | $871,650 |
It's important to understand that when you estimate your replacement cost of your home in the 22042 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 22042
Best Home & Auto Insurance Agencies in 22042
Kaur, Harpreet - Nanak Insurance
Address: 7309 Arlington Blvd, #301 Falls Church, VA 22042Phone:
Website: http://www.nanakinsuranceagency.com/
Info:
Allstate Insurance Companies - Sales Offices- Falls Church
Address: 6500 Arlington Blvd, #201 Falls Church, VA 22042Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
Allstate Insurance Companies
Address: 2927 Gallows Rd Falls Church, VA 22042Phone:
Website:
Info:
Jones- Stephen M - State Farm Insurance Agent
Address: 2929 Gallows Rd, #301 Falls Church, VA 22042Phone:
Website:
Info:
Allstate Insurance Companies - Sales Offices- Arlington
Address: 5547 Lee Hwy Falls Church, VA 22042Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
Housing Demographics for 22042
Population Review for 22042 Zip Code
For the city of Falls Church, the population within 22042 has increased to over 35,655 residents in population size. The current population total is 34,638. We have broken down the population based on race below. In 22042, there are over 17309 in male population and 17329 females.
Population | Values |
---|---|
Total Population | 34,638 |
White Population | 15004 |
Black Population | 1565 |
Hispanic Population | 11154 |
Asian Population | 6553 |
Hawaiian Population | 13 |
Indian Population | 393 |
Other Population | 6598 |
Male Population | 17309 |
Female Population | 17329 |
Population Estimate | 35655 |
Household Data for 22042
The average number of homes in 22042 is around 12,177, there are an average of 2.83 per household. The average house value according to local real estate values is around $581,100. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 12,177 |
Persons Per Household | 2.83 |
Average House Value | $581,100 |
Income Per Household | $121088 |
Median Age | 36.4 |
Median Age Male | 35.7 |
Median Age Female | 37.2 |
22042 Details | Values |
---|---|
State | VA |
State Full Name | Virginia |
City Type | P |
City Alias Abbreviation | |
Area Code | 571 |
City | Falls Church |
City Alias Name | FALLS CHURCH |
County | Fairfax |
County FIPS | 059 |
State FIPS | 51 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 8872 |
PMSA | 8840 |
CSA | 548 |
CBSA | 47900 |
CBSA_DIV | 11694 |
CBSA_Type | Metro |
CBSA_Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
MSA_Name | Washington-Baltimore, DC-MD-VA-WV CMSA |
PMSA_Name | Washington, DC-MD-VA-WV PMSA |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 848 |
Number Of Employees | 30316 |
Business First Quarter Payroll | 875205 |
Business Annual Payroll | 2892812 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 5582170 |
CBSA Division Population | 2730639 |
Congressional District | 08|11 |
Congressional LandArea | 149.24|185.09 |
Delivery Residential | 12599 |
Delivery Business | 755 |
Delivery Total | 14323 |
Preferred Last Line Key | X26594 |
Classification Code | |
Multi-County | Y |
CSA Name | Washington-Baltimore-Arlington, DC-MD-VA-WV-PA |
CBSA_DIV_Name | Arlington-Alexandria-Reston, VA-WV |
City State Key | X26594 |
Land Area | 6.421000 |
Water Area | 0.045000 |
City Alias Code | |
City Mixed Case | Falls Church |
City Alias Mixed Case | Falls Church |
Box Count | 123 |
SFDU | 7353 |
MFDU | 3585 |
State ANSI | 51 |
County ANSI | 600 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 513126 |
Unique ZIP Name | |
SSA State County Code | 49290 |
Medicare CBSA Code | 47894 |
Medicare CBSA Name | Washington-Arlington-Alexandria, DC-VA-MD-WV |
Medicare CBSA Type | Metro |
Market Rating Area ID | 10 |
County Mixed Case | Fairfax |
Virginia Homeowners Insurance News & Information
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]
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North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025
The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]