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22066, VA Home Insurance

In the zip code of 22066, the population size is around 18,165, which consists of 5,784 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Great Falls, VA. A few years ago, a study was done and found that the average home insurance rates for Virginia are around $998 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 22066 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Great Falls. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Great Falls, VA Homeowners Insurance Online Rates Today!

22066 Home Insurance Average Premiums

Local 22066 homeowners insurance quotes comparison

$748 /yr.

Shows Zip Code: 22066 lowest rates with discounts applied on average.

For the 22066, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$748 /yr.
Average Coverage:$998 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1298 /yr.

What is the average home insurance cost for a home in 22066?

  • • The average homeowners insurance premium paid annually for a home in 22066 is around $998 per year.

What does it cost on average per month for home insurance in 22066?

  • • Homeowners in 22066 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 22066?

  • • Autoowners in 22066 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Great Falls area, check out other zip codes nearby 22066.
Review average rates in another zip code:
22066 homeowners insurance rates

Home Replacement Cost Coverage in 22066

Average Building Cost Per Square Foot in 22066: $163

Location: Great Falls, Virginia (Fairfax County)

Average Square Footage in 22066: 6,654 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22066 before you start any project. Great Falls homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22066 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22066 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 6,654 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Great Falls area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1636,654$1,084,600
Additional Upgrades & Added Features$2046,654$1,355,750
Major Home Updates or Advancements$2456,654$1,626,900

It's important to understand that when you estimate your replacement cost of your home in the 22066 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22066

Best Home & Auto Insurance Agencies in 22066

Dulaney- G Stephen - State Farm Insurance Agent

Address: 731 Walker Rd Great Falls, VA 22066
Phone:
Website:
Info:

Allstate Insurance Company - Douglas White

Address: 752 Walker Rd Great Falls, VA 22066
Phone:
Website: http://www.washingtondc.citysearch.com/profile/667602890/great_falls_va/allstate_insurance_company_douglas_white.html
Info:

Housing Demographics for 22066

Population Review for 22066 Zip Code

For the city of Great Falls, the population within 22066 has increased to over 19,164 residents in population size. The current population total is 18,165. We have broken down the population based on race below. In 22066, there are over 9019 in male population and 9146 females.

PopulationValues
Total Population18,165
White Population12139
Black Population363
Hispanic Population960
Asian Population3760
Hawaiian Population6
Indian Population29
Other Population239
Male Population9019
Female Population9146
Population Estimate19164

Household Data for 22066

The average number of homes in 22066 is around 5,784, there are an average of 3.13 per household. The average house value according to local real estate values is around $1,084,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,784
Persons Per Household3.13
Average House Value$1,084,600
Income Per Household$247730
Median Age45.8
Median Age Male45.6
Median Age Female46.1
22066 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703
CityGreat Falls
City Alias NameGREAT FALLS
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses545
Number Of Employees3115
Business First Quarter Payroll48935
Business Annual Payroll229509
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District10|11
Congressional LandArea1372.24|185.09
Delivery Residential6123
Delivery Business224
Delivery Total8474
Preferred Last Line KeyX26744
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26744
Land Area25.583000
Water Area0.207000
City Alias Code
City Mixed CaseGreat Falls
City Alias Mixed CaseGreat Falls
Box Count404
SFDU5998
MFDU1
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number513746
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

  • Homeowners Shopping Rates Due to Rise in Premiums Posted on Monday 23rd September, 2024

    According to the recently released J.D. Power 2024 U.S. Home Insurance Study a nationwide rise in premiums has driven many customers to shop for new policies as their rates are now too high.  “’The average shopping rate among home insurance customers has climbed to a record high of 6.8% through the second quarter of 2024, […]

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]