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Find the Best Home Insurance Rates in 22150

Shopping for homeowners insurance in 22150 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Springfield, VA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Virginia licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 22150 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 22150

Find Springfield, VA Homeowners Insurance Quotes to review the best coverage options in your area.

22150 Home Insurance Rating is: medium!

In 22150 the average premium is $920. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 22150, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 22150!

22150 Home Insurance Average Premiums

Local 22150 homeowners insurance quotes comparison

$670 /yr.

Shows Zip Code: 22150 lowest rates with discounts applied on average.

For the 22150, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$670 /yr.
Average Coverage:$920 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1220 /yr.

What is the average home insurance cost for a home in 22150?

  • • The average homeowners insurance premium paid annually for a home in 22150 is around $920 per year.

What does it cost on average per month for home insurance in 22150?

  • • Homeowners in 22150 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 22150?

  • • Autoowners in 22150 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Springfield area, check out other zip codes nearby 22150.
Review average rates in another zip code:
22151 homeowners insurance rates
22152 homeowners insurance rates
22150 homeowners insurance rates
22153 homeowners insurance rates

Home Replacement Cost Coverage in 22150

Average Building Cost Per Square Foot in 22150: $163

Location: Springfield, Virginia (Fairfax County)

Average Square Footage in 22150: 3,067 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22150 before you start any project. Springfield homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22150 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22150 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,067 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Springfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1633,067$500,000
Additional Upgrades & Added Features$2043,067$625,000
Major Home Updates or Advancements$2453,067$750,000

It's important to understand that when you estimate your replacement cost of your home in the 22150 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22150

Best Home & Auto Insurance Agencies in 22150

Bob Vernola Ins Agency Inc - State Farm Insurance Agent

Address: 7880 Backlick Rd, #4 Springfield, VA 22150
Phone:
Website:
Info:

Hogan- Sebert P - State Farm Insurance Agent

Address: 6901 Old Keene Mill Rd Springfield, VA 22150
Phone:
Website:
Info:

State Farm Insurance: Mustafa Rasuli

Address: 6715 Backlick Rd, #201 Springfield, VA 22150
Phone:
Website: http://www.online2.statefarm.com/b2c/sf/agent/46/9B21
Info:

State of Art Insurance Agency

Address: 7880 Backlick Rd, Unit 5 Springfield, VA 22150
Phone:
Website: http://www.stateofartinsurance.com/
Info:

Becker, Sonia - Allstate

Address: 6803 Backlick Rd, #A Springfield, VA 22150
Phone:
Website: http://www.allstateagencies.com/SoniaBecker/Welcome/
Info:

Housing Demographics for 22150

Population Review for 22150 Zip Code

For the city of Springfield, the population within 22150 has increased to over 28,037 residents in population size. The current population total is 27,955. We have broken down the population based on race below. In 22150, there are over 13605 in male population and 14350 females.

PopulationValues
Total Population27,955
White Population9162
Black Population2801
Hispanic Population8307
Asian Population7387
Hawaiian Population13
Indian Population228
Other Population5078
Male Population13605
Female Population14350
Population Estimate28037

Household Data for 22150

The average number of homes in 22150 is around 9,087, there are an average of 3.04 per household. The average house value according to local real estate values is around $500,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,087
Persons Per Household3.04
Average House Value$500,000
Income Per Household$106132
Median Age39.8
Median Age Male38.1
Median Age Female41.6
22150 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703/571
CitySpringfield
City Alias NameSPRINGFIELD
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1029
Number Of Employees21192
Business First Quarter Payroll300008
Business Annual Payroll1287045
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District08|11
Congressional LandArea149.24|185.09
Delivery Residential9223
Delivery Business1016
Delivery Total10459
Preferred Last Line KeyX27707
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX27707
Land Area7.623000
Water Area0.048000
City Alias Code
City Mixed CaseSpringfield
City Alias Mixed CaseSpringfield
Box Count284
SFDU5019
MFDU2602
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number518472
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]