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22182 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 22182 zip code it's important to know that our rates are very competitive for homeowners living in Vienna, VA. Many homeowners based out of your 22182 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 22182 should appear in the zip code field ready to go. For Vienna, VA Homeowners Insurance Quotes nearby, we offer the best rates and service.

22182: Average Home Insurance Rates

For homeowners living in the great city of Vienna, the average homeowners policy is considered medium in comparison to other states. Virginia premiums are estimated to be around $844 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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22182 Home Insurance Average Premiums

Local 22182 homeowners insurance quotes comparison

$594 /yr.

Shows Zip Code: 22182 lowest rates with discounts applied on average.

For the 22182, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$594 /yr.
Average Coverage:$844 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1144 /yr.

What is the average home insurance cost for a home in 22182?

  • • The average homeowners insurance premium paid annually for a home in 22182 is around $844 per year.

What does it cost on average per month for home insurance in 22182?

  • • Homeowners in 22182 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 22182?

  • • Autoowners in 22182 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vienna area, check out other zip codes nearby 22182.
Review average rates in another zip code:
22182 homeowners insurance rates
22181 homeowners insurance rates
22180 homeowners insurance rates

Home Replacement Cost Coverage in 22182

Average Building Cost Per Square Foot in 22182: $163

Location: Vienna, Virginia (Fairfax County)

Average Square Footage in 22182: 5,629 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22182 before you start any project. Vienna homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22182 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22182 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 5,629 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vienna area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1635,629$917,600
Additional Upgrades & Added Features$2045,629$1,147,000
Major Home Updates or Advancements$2455,629$1,376,400

It's important to understand that when you estimate your replacement cost of your home in the 22182 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22182

Allstate Insurance-Jan & Warren Peeples - Peeples Insurance Agency

Address: 1953 Gallows Rd Vienna, VA 22182
Phone: (703)848-1800
Website: agent.allstate.com/83527

Best Home & Auto Insurance Agencies in 22182

RH Nicholson & Company

Address: 2106 Gallows Rd, Ste G Vienna, VA 22182
Phone:
Website: http://www.rhnicholson.com/
Info:

Allstate Insurance Company - Sereda Fowlkes

Address: 8601 Westwood Center Dr Vienna, VA 22182
Phone:
Website: http://www.allstate.com/
Info:

Allstate Insurance-Jan & Warren Peeples - Peeples Insurance Agency

Address: 1953 Gallows Rd Vienna, VA 22182
Phone:
Website: http://www.agent.allstate.com/83527
Info:

Housing Demographics for 22182

Population Review for 22182 Zip Code

For the city of Vienna, the population within 22182 has increased to over 28,656 residents in population size. The current population total is 27,778. We have broken down the population based on race below. In 22182, there are over 13813 in male population and 13965 females.

PopulationValues
Total Population27,778
White Population16793
Black Population1033
Hispanic Population1729
Asian Population6846
Hawaiian Population6
Indian Population22
Other Population476
Male Population13813
Female Population13965
Population Estimate28656

Household Data for 22182

The average number of homes in 22182 is around 9,712, there are an average of 2.85 per household. The average house value according to local real estate values is around $917,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,712
Persons Per Household2.85
Average House Value$917,600
Income Per Household$192530
Median Age41.9
Median Age Male40.7
Median Age Female43.0
22182 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code571/703
CityVienna
City Alias NameVIENNA
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1813
Number Of Employees39582
Business First Quarter Payroll1230468
Business Annual Payroll5020638
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District11
Congressional LandArea185.09
Delivery Residential10055
Delivery Business1413
Delivery Total12922
Preferred Last Line KeyX27887
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX27887
Land Area12.493000
Water Area0.057000
City Alias Code
City Mixed CaseVienna
City Alias Mixed CaseVienna
Box Count0
SFDU6837
MFDU1585
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number519318
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]