Get multiple home insurance quotes in 22302. Our licensed 22302, VA agents are ready to serve you.

22302 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 22302 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Alexandria, VA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 22302 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Virginia, like average Alexandria homeowners insurance rates, coverage options or home insurance types, please select Alexandria, VA Home Insurance Rates Online!

22302 Home Insurance Average Premiums

Local 22302 homeowners insurance quotes comparison

$634 /yr.

Shows Zip Code: 22302 lowest rates with discounts applied on average.

For the 22302, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$634 /yr.
Average Coverage:$884 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1184 /yr.

What is the average home insurance cost for a home in 22302?

  • • The average homeowners insurance premium paid annually for a home in 22302 is around $884 per year.

What does it cost on average per month for home insurance in 22302?

  • • Homeowners in 22302 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 22302?

  • • Autoowners in 22302 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alexandria area, check out other zip codes nearby 22302.
Review average rates in another zip code:
22309 homeowners insurance rates
22307 homeowners insurance rates
22304 homeowners insurance rates
22301 homeowners insurance rates
22312 homeowners insurance rates
22311 homeowners insurance rates
22302 homeowners insurance rates
22310 homeowners insurance rates
22305 homeowners insurance rates
22303 homeowners insurance rates

Home Replacement Cost Coverage in 22302

Average Building Cost Per Square Foot in 22302: $163

Location: Alexandria, Virginia (Alexandria City County)

Average Square Footage in 22302: 2,948 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22302 before you start any project. Alexandria homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22302 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22302 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,948 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alexandria area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,948$480,500
Additional Upgrades & Added Features$2042,948$600,625
Major Home Updates or Advancements$2452,948$720,750

It's important to understand that when you estimate your replacement cost of your home in the 22302 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22302

Best Home & Auto Insurance Agencies in 22302

Travis Ins Agency Inc - Nationwide Insurance

Address: 4900 Leesburg Pike, #314 Alexandria, VA 22302
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/10482620/alexandria_va/travis_ins_agcy_inc_nationwide_insurance.html
Info:

Allstate Insurance Company - Tibebe Tilahun

Address: 3543 W Braddock Rd Alexandria, VA 22302
Phone:
Website: http://www.allstateagencies.com/048455?cid=OTC-YP.com-IYP&att=TL
Info:

Nguyen, Ty - State Farm Insurance Agent

Address: 1705 Centre Plz Alexandria, VA 22302
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/10492187/alexandria_va/nguyen_ty_state_farm_insurance_agent.html
Info:

Allstate Insurance

Address: 4600 King St Alexandria, VA 22302
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Company - Sadek Omary

Address: 5144 Leesburg Pike Alexandria, VA 22302
Phone:
Website: http://www.allstateagencies.com/011977?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 22302

Population Review for 22302 Zip Code

For the city of Alexandria, the population within 22302 has increased to over 20,044 residents in population size. The current population total is 17,972. We have broken down the population based on race below. In 22302, there are over 8295 in male population and 9677 females.

PopulationValues
Total Population17,972
White Population11175
Black Population2489
Hispanic Population2685
Asian Population1078
Hawaiian Population9
Indian Population63
Other Population1107
Male Population8295
Female Population9677
Population Estimate20044

Household Data for 22302

The average number of homes in 22302 is around 8,679, there are an average of 2.02 per household. The average house value according to local real estate values is around $480,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,679
Persons Per Household2.02
Average House Value$480,500
Income Per Household$112676
Median Age38.2
Median Age Male37.0
Median Age Female39.2
22302 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703/571
CityAlexandria
City Alias NameALEXANDRIA
CountyAlexandria City
County FIPS510
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses340
Number Of Employees3885
Business First Quarter Payroll47368
Business Annual Payroll214897
Business Employment Flag
Growth Rank58
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number4335
Growth Increase Percentage3.1
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District08
Congressional LandArea149.24
Delivery Residential9923
Delivery Business300
Delivery Total11293
Preferred Last Line KeyX26003
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26003
Land Area2.267000
Water Area0.002000
City Alias Code
City Mixed CaseAlexandria
City Alias Mixed CaseAlexandria
Box Count209
SFDU4212
MFDU4957
State ANSI51
County ANSI510
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number510114
Unique ZIP Name
SSA State County Code49011
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseAlexandria City

Virginia Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]