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If you live in the 22308 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Alexandria have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our VA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 22308 and then compare quotes from a variety of nationwide insurance companies.

22308 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 22308 the average premium for homeowners coverage is $965 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 22308. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 22308 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Alexandria, VA home insurance quotes in your area.

22308 Home Insurance Average Premiums

Local 22308 homeowners insurance quotes comparison

$715 /yr.

Shows Zip Code: 22308 lowest rates with discounts applied on average.

For the 22308, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$715 /yr.
Average Coverage:$965 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1265 /yr.

What is the average home insurance cost for a home in 22308?

  • • The average homeowners insurance premium paid annually for a home in 22308 is around $965 per year.

What does it cost on average per month for home insurance in 22308?

  • • Homeowners in 22308 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 22308?

  • • Autoowners in 22308 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alexandria area, check out other zip codes nearby 22308.
Review average rates in another zip code:
22304 homeowners insurance rates
22305 homeowners insurance rates
22301 homeowners insurance rates
22306 homeowners insurance rates
22310 homeowners insurance rates
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22302 homeowners insurance rates
22315 homeowners insurance rates
22307 homeowners insurance rates

Home Replacement Cost Coverage in 22308

Average Building Cost Per Square Foot in 22308: $163

Location: Alexandria, Virginia (Fairfax County)

Average Square Footage in 22308: 4,287 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22308 before you start any project. Alexandria homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22308 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22308 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,287 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alexandria area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1634,287$698,800
Additional Upgrades & Added Features$2044,287$873,500
Major Home Updates or Advancements$2454,287$1,048,200

It's important to understand that when you estimate your replacement cost of your home in the 22308 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22308

Best Home & Auto Insurance Agencies in 22308

Coggins Ins & Financial Services Inc - Nationwide Insurance

Address: 2505 Childs Ln Alexandria, VA 22308
Phone:
Website: http://www.nationwide.com/agent/Alexandria-VIRGINIA-insurance-agent/robert-coggins/office.html
Info:

Housing Demographics for 22308

Population Review for 22308 Zip Code

For the city of Alexandria, the population within 22308 has increased to over 14,334 residents in population size. The current population total is 13,935. We have broken down the population based on race below. In 22308, there are over 6874 in male population and 7061 females.

PopulationValues
Total Population13,935
White Population11753
Black Population302
Hispanic Population865
Asian Population415
Hawaiian Population10
Indian Population20
Other Population182
Male Population6874
Female Population7061
Population Estimate14334

Household Data for 22308

The average number of homes in 22308 is around 4,688, there are an average of 2.95 per household. The average house value according to local real estate values is around $698,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,688
Persons Per Household2.95
Average House Value$698,800
Income Per Household$180694
Median Age42.1
Median Age Male41.5
Median Age Female42.5
22308 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703/571
CityAlexandria
City Alias NameALEXANDRIA
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses169
Number Of Employees942
Business First Quarter Payroll10016
Business Annual Payroll47625
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District08
Congressional LandArea149.24
Delivery Residential4859
Delivery Business64
Delivery Total4997
Preferred Last Line KeyX26003
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26003
Land Area4.435000
Water Area0.202000
City Alias Code
City Mixed CaseAlexandria
City Alias Mixed CaseAlexandria
Box Count0
SFDU4859
MFDU0
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number510114
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

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