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Searching for Homeowners Insurance in 22312

If you are a homeowners that lives in 22312 you may be searching for more affordable homeowners insurance in Alexandria. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Alexandria, VA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Virginia licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 22312 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Alexandria, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 22312 Home Insurance Costs: medium!

In Alexandria, homeowners are paying roughly $896 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 22312 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Alexandria are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 22312 policy right now!

22312 Home Insurance Average Premiums

Local 22312 homeowners insurance quotes comparison

$646 /yr.

Shows Zip Code: 22312 lowest rates with discounts applied on average.

For the 22312, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$646 /yr.
Average Coverage:$896 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1196 /yr.

What is the average home insurance cost for a home in 22312?

  • • The average homeowners insurance premium paid annually for a home in 22312 is around $896 per year.

What does it cost on average per month for home insurance in 22312?

  • • Homeowners in 22312 pay a monthly average cost per month around $75.00.

What kind of discount could I get if I combine my home and auto insurance together in 22312?

  • • Autoowners in 22312 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alexandria area, check out other zip codes nearby 22312.
Review average rates in another zip code:
22309 homeowners insurance rates
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22314 homeowners insurance rates
22302 homeowners insurance rates

Home Replacement Cost Coverage in 22312

Average Building Cost Per Square Foot in 22312: $163

Location: Alexandria, Virginia (Fairfax County)

Average Square Footage in 22312: 2,985 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22312 before you start any project. Alexandria homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22312 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22312 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,985 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alexandria area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,985$486,600
Additional Upgrades & Added Features$2042,985$608,250
Major Home Updates or Advancements$2452,985$729,900

It's important to understand that when you estimate your replacement cost of your home in the 22312 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22312

Best Home & Auto Insurance Agencies in 22312

Allstate Insurance Companies

Address: 4600 Pinecrest Office Park Dr Alexandria, VA 22312
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Collins Kemper G Ins Agcy Inc - State Farm Insurance Agent

Address: 5501 Cherokee Ave, #206 Alexandria, VA 22312
Phone:
Website: http://www.kempercollins.com
Info:

Allstate Insurance Company - Tolga Aksoy

Address: 5501 Cherokee Ave Alexandria, VA 22312
Phone:
Website: http://www.washingtondc.citysearch.com/profile/667186910/alexandria_va/allstate_insurance_company_tolga_aksoy.html
Info:

McEvoy Ins & Financial Svcs - Nationwide Insurance

Address: 6491 Little River Tpke Alexandria, VA 22312
Phone:
Website: http://www.washingtondc.citysearch.com/profile/external/10491511/alexandria_va/mcevoy_ins_financial_svcs_nationwide_insurance.html
Info:

Liberty Mutual

Address: 5400 Shawnee Rd, #303 Alexandria, VA 22312
Phone:
Website: http://www.washingtondc.citysearch.com/profile/662995080/alexandria_va/liberty_mutual.html
Info:

Housing Demographics for 22312

Population Review for 22312 Zip Code

For the city of Alexandria, the population within 22312 has increased to over 31,647 residents in population size. The current population total is 30,447. We have broken down the population based on race below. In 22312, there are over 15014 in male population and 15433 females.

PopulationValues
Total Population30,447
White Population9559
Black Population7442
Hispanic Population7993
Asian Population4896
Hawaiian Population22
Indian Population220
Other Population4690
Male Population15014
Female Population15433
Population Estimate31647

Household Data for 22312

The average number of homes in 22312 is around 11,299, there are an average of 2.69 per household. The average house value according to local real estate values is around $486,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,299
Persons Per Household2.69
Average House Value$486,600
Income Per Household$91549
Median Age36.0
Median Age Male35.2
Median Age Female36.8
22312 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code703
CityAlexandria
City Alias NameALEXANDRIA
CountyFairfax
County FIPS059
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses766
Number Of Employees9718
Business First Quarter Payroll142818
Business Annual Payroll619364
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District08
Congressional LandArea149.24
Delivery Residential11765
Delivery Business777
Delivery Total14100
Preferred Last Line KeyX26003
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26003
Land Area5.126000
Water Area0.039000
City Alias Code
City Mixed CaseAlexandria
City Alias Mixed CaseAlexandria
Box Count320
SFDU3849
MFDU5281
State ANSI51
County ANSI600
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number510114
Unique ZIP Name
SSA State County Code49290
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFairfax

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]