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22476, VA Home Insurance

In the zip code of 22476, the population size is around 333, which consists of 155 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Hustle, VA. A few years ago, a study was done and found that the average home insurance rates for Virginia are around $839 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 22476 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Hustle. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Hustle, VA Homeowners Insurance Online Rates Today!

22476 Home Insurance Average Premiums

Local 22476 homeowners insurance quotes comparison

$589 /yr.

Shows Zip Code: 22476 lowest rates with discounts applied on average.

For the 22476, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$589 /yr.
Average Coverage:$839 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1139 /yr.

What is the average home insurance cost for a home in 22476?

  • • The average homeowners insurance premium paid annually for a home in 22476 is around $839 per year.

What does it cost on average per month for home insurance in 22476?

  • • Homeowners in 22476 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 22476?

  • • Autoowners in 22476 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hustle area, check out other zip codes nearby 22476.
Review average rates in another zip code:
22476 homeowners insurance rates

Home Replacement Cost Coverage in 22476

Average Building Cost Per Square Foot in 22476: $163

Location: Hustle, Virginia (Essex County)

Average Square Footage in 22476: 745 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22476 before you start any project. Hustle homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22476 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22476 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 745 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hustle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163745$121,500
Additional Upgrades & Added Features$204745$151,875
Major Home Updates or Advancements$245745$182,250

It's important to understand that when you estimate your replacement cost of your home in the 22476 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22476

Best Home & Auto Insurance Agencies in 22476

Housing Demographics for 22476

Population Review for 22476 Zip Code

For the city of Hustle, the population within 22476 has increased to over 288 residents in population size. The current population total is 333. We have broken down the population based on race below. In 22476, there are over 192 in male population and 141 females.

PopulationValues
Total Population333
White Population137
Black Population179
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population5
Other Population3
Male Population192
Female Population141
Population Estimate288

Household Data for 22476

The average number of homes in 22476 is around 155, there are an average of 2.15 per household. The average house value according to local real estate values is around $121,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode155
Persons Per Household2.15
Average House Value$121,500
Income Per Household$0
Median Age53.5
Median Age Male52.3
Median Age Female56.1
22476 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code804
CityHustle
City Alias NameHUSTLE
CountyEssex
County FIPS057
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea3684.32
Delivery Residential134
Delivery Business2
Delivery Total155
Preferred Last Line KeyX26874
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26874
Land Area17.518000
Water Area0.309000
City Alias Code
City Mixed CaseHustle
City Alias Mixed CaseHustle
Box Count12
SFDU134
MFDU0
State ANSI51
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number514488
Unique ZIP Name
SSA State County Code49280
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseEssex

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