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22534 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 22534 zip code it's important to know that our rates are very competitive for homeowners living in Partlow, VA. Many homeowners based out of your 22534 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 22534 should appear in the zip code field ready to go. For Partlow, VA Homeowners Insurance Quotes nearby, we offer the best rates and service.

22534: Average Home Insurance Rates

For homeowners living in the great city of Partlow, the average homeowners policy is considered medium in comparison to other states. Virginia premiums are estimated to be around $860 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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22534 Home Insurance Average Premiums

Local 22534 homeowners insurance quotes comparison

$610 /yr.

Shows Zip Code: 22534 lowest rates with discounts applied on average.

For the 22534, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$610 /yr.
Average Coverage:$860 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1160 /yr.

What is the average home insurance cost for a home in 22534?

  • • The average homeowners insurance premium paid annually for a home in 22534 is around $860 per year.

What does it cost on average per month for home insurance in 22534?

  • • Homeowners in 22534 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 22534?

  • • Autoowners in 22534 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Partlow area, check out other zip codes nearby 22534.
Review average rates in another zip code:
22534 homeowners insurance rates

Home Replacement Cost Coverage in 22534

Average Building Cost Per Square Foot in 22534: $163

Location: Partlow, Virginia (Spotsylvania County)

Average Square Footage in 22534: 1,638 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22534 before you start any project. Partlow homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22534 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22534 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,638 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Partlow area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,638$267,000
Additional Upgrades & Added Features$2041,638$333,750
Major Home Updates or Advancements$2451,638$400,500

It's important to understand that when you estimate your replacement cost of your home in the 22534 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22534

Best Home & Auto Insurance Agencies in 22534

Housing Demographics for 22534

Population Review for 22534 Zip Code

For the city of Partlow, the population within 22534 has increased to over 3,233 residents in population size. The current population total is 3,102. We have broken down the population based on race below. In 22534, there are over 1488 in male population and 1614 females.

PopulationValues
Total Population3,102
White Population2575
Black Population164
Hispanic Population133
Asian Population30
Hawaiian Population1
Indian Population9
Other Population45
Male Population1488
Female Population1614
Population Estimate3233

Household Data for 22534

The average number of homes in 22534 is around 1,070, there are an average of 2.90 per household. The average house value according to local real estate values is around $267,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,070
Persons Per Household2.90
Average House Value$267,000
Income Per Household$87000
Median Age38.5
Median Age Male36.6
Median Age Female39.7
22534 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540/804/826
CityPartlow
City Alias NamePARTLOW
CountySpotsylvania
County FIPS177
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses34
Number Of Employees111
Business First Quarter Payroll1043
Business Annual Payroll4726
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District07
Congressional LandArea2776.39
Delivery Residential1115
Delivery Business3
Delivery Total1234
Preferred Last Line KeyX27397
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX27397
Land Area33.158000
Water Area0.113000
City Alias Code
City Mixed CasePartlow
City Alias Mixed CasePartlow
Box Count93
SFDU1078
MFDU0
State ANSI51
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number516954
Unique ZIP Name
SSA State County Code49880
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseSpotsylvania

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