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22572 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 22572? There are over 2,492 occupied homes in the 22572 area. With a population size of 6,283, it's not uncommon for residence of Warsaw, VA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Virginia is around $791 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 22572 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Warsaw, VA Home Insurance Rate Quotes

22572 Home Insurance Average Premiums

Local 22572 homeowners insurance quotes comparison

$541 /yr.

Shows Zip Code: 22572 lowest rates with discounts applied on average.

For the 22572, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$541 /yr.
Average Coverage:$791 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1091 /yr.

What is the average home insurance cost for a home in 22572?

  • • The average homeowners insurance premium paid annually for a home in 22572 is around $791 per year.

What does it cost on average per month for home insurance in 22572?

  • • Homeowners in 22572 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 22572?

  • • Autoowners in 22572 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Warsaw area, check out other zip codes nearby 22572.
Review average rates in another zip code:
22572 homeowners insurance rates

Home Replacement Cost Coverage in 22572

Average Building Cost Per Square Foot in 22572: $163

Location: Warsaw, Virginia (Richmond County)

Average Square Footage in 22572: 1,171 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22572 before you start any project. Warsaw homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22572 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22572 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,171 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Warsaw area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,171$190,900
Additional Upgrades & Added Features$2041,171$238,625
Major Home Updates or Advancements$2451,171$286,350

It's important to understand that when you estimate your replacement cost of your home in the 22572 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22572

Best Home & Auto Insurance Agencies in 22572

Engelhardt- Dianne E

Address: 5050 W Richmond Rd Warsaw, VA 22572
Phone:
Website:
Info:

B H Baird Insurance Agency

Address: 5682 W Richmond Rd Warsaw, VA 22572
Phone:
Website: http://www.bhbaird.com
Info:

Housing Demographics for 22572

Population Review for 22572 Zip Code

For the city of Warsaw, the population within 22572 has increased to over 5,894 residents in population size. The current population total is 6,283. We have broken down the population based on race below. In 22572, there are over 3225 in male population and 3058 females.

PopulationValues
Total Population6,283
White Population4068
Black Population1591
Hispanic Population497
Asian Population24
Hawaiian Population0
Indian Population12
Other Population282
Male Population3225
Female Population3058
Population Estimate5894

Household Data for 22572

The average number of homes in 22572 is around 2,492, there are an average of 2.33 per household. The average house value according to local real estate values is around $190,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,492
Persons Per Household2.33
Average House Value$190,900
Income Per Household$56786
Median Age45.0
Median Age Male42.3
Median Age Female48.6
22572 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code804
CityWarsaw
City Alias NameWARSAW
CountyRichmond
County FIPS159
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses152
Number Of Employees1926
Business First Quarter Payroll15334
Business Annual Payroll66693
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea3684.32
Delivery Residential2530
Delivery Business85
Delivery Total3194
Preferred Last Line KeyX27927
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX27927
Land Area140.893000
Water Area17.646000
City Alias Code
City Mixed CaseWarsaw
City Alias Mixed CaseWarsaw
Box Count403
SFDU2328
MFDU56
State ANSI51
County ANSI760
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number519510
Unique ZIP Name
SSA State County Code49790
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseRichmond

Virginia Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]