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Homeowners Insurance in 22643

In Markham, VA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 22643 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 22643 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 22643 should appear in the zip code field ready to go.

22643 Homeowners Insurance Rates Are Considered: Medium!

If your looking for a standard homeowners policy in Virginia, you are going to see rates around the average home insurance premium per year of $835. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Markham home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 22643 Home Insurance Rates Now!

Best 3 Options to Compare in 22643

If you want homeowners insurance quotes within the city of Markham or in the 22643 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Markham, VA.

22643 Home Insurance Average Premiums

Local 22643 homeowners insurance quotes comparison

$585 /yr.

Shows Zip Code: 22643 lowest rates with discounts applied on average.

For the 22643, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$585 /yr.
Average Coverage:$835 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1135 /yr.

What is the average home insurance cost for a home in 22643?

  • • The average homeowners insurance premium paid annually for a home in 22643 is around $835 per year.

What does it cost on average per month for home insurance in 22643?

  • • Homeowners in 22643 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 22643?

  • • Autoowners in 22643 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Markham area, check out other zip codes nearby 22643.
Review average rates in another zip code:
22643 homeowners insurance rates

Home Replacement Cost Coverage in 22643

Average Building Cost Per Square Foot in 22643: $163

Location: Markham, Virginia (Fauquier County)

Average Square Footage in 22643: 1,012 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22643 before you start any project. Markham homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22643 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22643 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,012 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Markham area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,012$165,000
Additional Upgrades & Added Features$2041,012$206,250
Major Home Updates or Advancements$2451,012$247,500

It's important to understand that when you estimate your replacement cost of your home in the 22643 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22643

Best Home & Auto Insurance Agencies in 22643

Housing Demographics for 22643

Population Review for 22643 Zip Code

For the city of Markham, the population within 22643 has increased to over 333 residents in population size. The current population total is 362. We have broken down the population based on race below. In 22643, there are over 165 in male population and 197 females.

PopulationValues
Total Population362
White Population292
Black Population34
Hispanic Population21
Asian Population0
Hawaiian Population0
Indian Population1
Other Population7
Male Population165
Female Population197
Population Estimate333

Household Data for 22643

The average number of homes in 22643 is around 161, there are an average of 2.25 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode161
Persons Per Household2.25
Average House Value$165,000
Income Per Household$0
Median Age55.4
Median Age Male50.8
Median Age Female56.5
22643 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityMarkham
City Alias NameMARKHAM
CountyFauquier
County FIPS061
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees54
Business First Quarter Payroll360
Business Annual Payroll1689
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District10
Congressional LandArea1372.24
Delivery Residential148
Delivery Business2
Delivery Total673
Preferred Last Line KeyX27084
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX27084
Land Area21.219000
Water Area0.042000
City Alias Code
City Mixed CaseMarkham
City Alias Mixed CaseMarkham
Box Count45
SFDU148
MFDU0
State ANSI51
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number515640
Unique ZIP Name
SSA State County Code49300
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseFauquier

Virginia Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]