Get multiple home insurance quotes in 22650. Our licensed 22650, VA agents are ready to serve you.

22650 Home Insurance Rates

For homeowners living in 22650, the population estimates are increasing to well over 962 with 424 occupied homes within the zip code of 22650. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Rileyville have increased and the average home insurance premium is around $813 per year in 22650. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 22650 zip code today so we can help you find affordable Rileyville, VA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 22650

Please select one of the three options below based on your 22650 zip code to learn more about Virginia homeowners insurance, plus review average rates and information per state, county or city.

  1. Virginia Homeowners Insurance Quotes
  2. Page County, VA Home Insurance
  3. Rileyville, VA Home Insurance Quotes

22650 Average Home Insurance Rating Cost is: Medium!

Getting cheaper homeowners insurance in the 22650 zip code just got easier with GetHomeInsuranceQuotes.com of Rileyville, VA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 22650 today and let us help you review the best home insurance quotes available for homeowners living in Rileyville.

Get 22650 Homeowners Insurance Rates Now!

22650 Home Insurance Average Premiums

Local 22650 homeowners insurance quotes comparison

$563 /yr.

Shows Zip Code: 22650 lowest rates with discounts applied on average.

For the 22650, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$563 /yr.
Average Coverage:$813 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1113 /yr.

What is the average home insurance cost for a home in 22650?

  • • The average homeowners insurance premium paid annually for a home in 22650 is around $813 per year.

What does it cost on average per month for home insurance in 22650?

  • • Homeowners in 22650 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 22650?

  • • Autoowners in 22650 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rileyville area, check out other zip codes nearby 22650.
Review average rates in another zip code:
22650 homeowners insurance rates

Home Replacement Cost Coverage in 22650

Average Building Cost Per Square Foot in 22650: $163

Location: Rileyville, Virginia (Page County)

Average Square Footage in 22650: 1,355 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22650 before you start any project. Rileyville homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22650 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22650 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,355 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rileyville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,355$220,800
Additional Upgrades & Added Features$2041,355$276,000
Major Home Updates or Advancements$2451,355$331,200

It's important to understand that when you estimate your replacement cost of your home in the 22650 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22650

Best Home & Auto Insurance Agencies in 22650

Housing Demographics for 22650

Population Review for 22650 Zip Code

For the city of Rileyville, the population within 22650 has increased to over 1,116 residents in population size. The current population total is 962. We have broken down the population based on race below. In 22650, there are over 503 in male population and 459 females.

PopulationValues
Total Population962
White Population910
Black Population5
Hispanic Population21
Asian Population1
Hawaiian Population0
Indian Population2
Other Population5
Male Population503
Female Population459
Population Estimate1116

Household Data for 22650

The average number of homes in 22650 is around 424, there are an average of 2.27 per household. The average house value according to local real estate values is around $220,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode424
Persons Per Household2.27
Average House Value$220,800
Income Per Household$59342
Median Age43.8
Median Age Male43.4
Median Age Female44.4
22650 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityRileyville
City Alias NameRILEYVILLE
CountyPage
County FIPS139
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees16
Business First Quarter Payroll126
Business Annual Payroll562
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea5930.02
Delivery Residential492
Delivery Business5
Delivery Total506
Preferred Last Line KeyX27535
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27535
Land Area29.379000
Water Area0.025000
City Alias Code
City Mixed CaseRileyville
City Alias Mixed CaseRileyville
Box Count0
SFDU473
MFDU0
State ANSI51
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number517662
Unique ZIP Name
SSA State County Code49690
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CasePage

Virginia Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]