22657 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 22657? There are over 4,852 occupied homes in the 22657 area. With a population size of 11,974, it's not uncommon for residence of Strasburg, VA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Virginia is around $820 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 22657 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Strasburg, VA Home Insurance Rate Quotes

22657 Home Insurance Average Premiums

Local 22657 homeowners insurance quotes comparison

$570 /yr.

Shows Zip Code: 22657 lowest rates with discounts applied on average.

For the 22657, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$570 /yr.
Average Coverage:	$820 /yr.
2600 sq. ft. or higher (all discounts applied)	$1120 /yr.

What is the average home insurance cost for a home in 22657?

• The average homeowners insurance premium paid annually for a home in 22657 is around $820 per year.

What does it cost on average per month for home insurance in 22657?

• Homeowners in 22657 pay a monthly average cost per month around $68.00.

What kind of discount could I get if I combine my home and auto insurance together in 22657?

• Autoowners in 22657 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Strasburg area, check out other zip codes nearby 22657.
Review average rates in another zip code:
22657 homeowners insurance rates
22641 homeowners insurance rates

Home Replacement Cost Coverage in 22657

Average Building Cost Per Square Foot in 22657: $163

Location: Strasburg, Virginia (Shenandoah County)

Average Square Footage in 22657: 1,366 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22657 before you start any project. Strasburg homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22657 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22657 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,366 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Strasburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$163	1,366	$222,700
Additional Upgrades & Added Features	$204	1,366	$278,375
Major Home Updates or Advancements	$245	1,366	$334,050

Calculate Your Dwelling Coverage in 22657

It's important to understand that when you estimate your replacement cost of your home in the 22657 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 22657

Parsons- Brenda K - State Farm Insurance Agent

Address: 113 E King St Strasburg, VA 22657
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 22657

Population Review for 22657 Zip Code

For the city of Strasburg, the population within 22657 has increased to over 13,076 residents in population size. The current population total is 11,974. We have broken down the population based on race below. In 22657, there are over 5841 in male population and 6133 females.

Population	Values
Total Population	11,974
White Population	10422
Black Population	388
Hispanic Population	650
Asian Population	96
Hawaiian Population	4
Indian Population	42
Other Population	273
Male Population	5841
Female Population	6133
Population Estimate	13076

Household Data for 22657

The average number of homes in 22657 is around 4,852, there are an average of 2.47 per household. The average house value according to local real estate values is around $222,700. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	4,852
Persons Per Household	2.47
Average House Value	$222,700
Income Per Household	$55678
Median Age	40.5
Median Age Male	39.5
Median Age Female	41.9

22657 Details	Values
State	VA
State Full Name	Virginia
City Type	P
City Alias Abbreviation
Area Code	540/826
City	Strasburg
City Alias Name	STRASBURG
County	Shenandoah
County FIPS	171
State FIPS	51
Time Zone	5
Day Light Saving	Y
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
Region	South
Division	South Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	187
Number Of Employees	2622
Business First Quarter Payroll	22853
Business Annual Payroll	93907
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	0
CBSA Division Population	0
Congressional District	06
Congressional LandArea	5930.02
Delivery Residential	5294
Delivery Business	205
Delivery Total	6724
Preferred Last Line Key	X27779
Classification Code
Multi-County	Y
CSA Name
CBSA_DIV_Name
City State Key	X27779
Land Area	57.731000
Water Area	1.227000
City Alias Code
City Mixed Case	Strasburg
City Alias Mixed Case	Strasburg
Box Count	158
SFDU	3686
MFDU	201
State ANSI	51
County ANSI	171
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	C
Finance Number	518634
Unique ZIP Name
SSA State County Code	49850
Medicare CBSA Code	99949
Medicare CBSA Name	Rural Areas in VA
Medicare CBSA Type	Micro
Market Rating Area ID	12
County Mixed Case	Shenandoah

Virginia Homeowners Insurance News & Information

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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 22657!