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If you live in the 22713 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Boston have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our VA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 22713 and then compare quotes from a variety of nationwide insurance companies.

22713 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 22713 the average premium for homeowners coverage is $838 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 22713. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

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We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Boston, VA home insurance quotes in your area.

22713 Home Insurance Average Premiums

Local 22713 homeowners insurance quotes comparison

$588 /yr.

Shows Zip Code: 22713 lowest rates with discounts applied on average.

For the 22713, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$588 /yr.
Average Coverage:$838 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1138 /yr.

What is the average home insurance cost for a home in 22713?

  • • The average homeowners insurance premium paid annually for a home in 22713 is around $838 per year.

What does it cost on average per month for home insurance in 22713?

  • • Homeowners in 22713 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 22713?

  • • Autoowners in 22713 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boston area, check out other zip codes nearby 22713.
Review average rates in another zip code:
22713 homeowners insurance rates

Home Replacement Cost Coverage in 22713

Average Building Cost Per Square Foot in 22713: $163

Location: Boston, Virginia (Culpeper County)

Average Square Footage in 22713: 2,235 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22713 before you start any project. Boston homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22713 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22713 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,235 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,235$364,300
Additional Upgrades & Added Features$2042,235$455,375
Major Home Updates or Advancements$2452,235$546,450

It's important to understand that when you estimate your replacement cost of your home in the 22713 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22713

Best Home & Auto Insurance Agencies in 22713

Housing Demographics for 22713

Population Review for 22713 Zip Code

For the city of Boston, the population within 22713 has increased to over 1,660 residents in population size. The current population total is 1,454. We have broken down the population based on race below. In 22713, there are over 708 in male population and 746 females.

PopulationValues
Total Population1,454
White Population1185
Black Population79
Hispanic Population91
Asian Population20
Hawaiian Population0
Indian Population4
Other Population24
Male Population708
Female Population746
Population Estimate1660

Household Data for 22713

The average number of homes in 22713 is around 473, there are an average of 3.03 per household. The average house value according to local real estate values is around $364,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode473
Persons Per Household3.03
Average House Value$364,300
Income Per Household$97396
Median Age43.2
Median Age Male41.9
Median Age Female43.8
22713 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityBoston
City Alias NameBOSTON
CountyCulpeper
County FIPS047
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses22
Number Of Employees68
Business First Quarter Payroll457
Business Annual Payroll2295
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District07|10
Congressional LandArea2776.39|1372.24
Delivery Residential548
Delivery Business5
Delivery Total1697
Preferred Last Line KeyX26166
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26166
Land Area22.278000
Water Area0.211000
City Alias Code
City Mixed CaseBoston
City Alias Mixed CaseBoston
Box Count63
SFDU548
MFDU0
State ANSI51
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number510996
Unique ZIP Name
SSA State County Code49230
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseCulpeper

Virginia Homeowners Insurance News & Information

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    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]