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22724 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 22724 zip code it's important to know that our rates are very competitive for homeowners living in Jeffersonton, VA. Many homeowners based out of your 22724 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Virginia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 22724 should appear in the zip code field ready to go. For Jeffersonton, VA Homeowners Insurance Quotes nearby, we offer the best rates and service.

22724: Average Home Insurance Rates

For homeowners living in the great city of Jeffersonton, the average homeowners policy is considered medium in comparison to other states. Virginia premiums are estimated to be around $763 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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22724 Home Insurance Average Premiums

Local 22724 homeowners insurance quotes comparison

$513 /yr.

Shows Zip Code: 22724 lowest rates with discounts applied on average.

For the 22724, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$513 /yr.
Average Coverage:$763 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1063 /yr.

What is the average home insurance cost for a home in 22724?

  • • The average homeowners insurance premium paid annually for a home in 22724 is around $763 per year.

What does it cost on average per month for home insurance in 22724?

  • • Homeowners in 22724 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 22724?

  • • Autoowners in 22724 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jeffersonton area, check out other zip codes nearby 22724.
Review average rates in another zip code:
22724 homeowners insurance rates

Home Replacement Cost Coverage in 22724

Average Building Cost Per Square Foot in 22724: $163

Location: Jeffersonton, Virginia (Culpeper County)

Average Square Footage in 22724: 2,542 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22724 before you start any project. Jeffersonton homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22724 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22724 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,542 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jeffersonton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,542$414,300
Additional Upgrades & Added Features$2042,542$517,875
Major Home Updates or Advancements$2452,542$621,450

It's important to understand that when you estimate your replacement cost of your home in the 22724 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22724

Best Home & Auto Insurance Agencies in 22724

Housing Demographics for 22724

Population Review for 22724 Zip Code

For the city of Jeffersonton, the population within 22724 has increased to over 2,923 residents in population size. The current population total is 2,400. We have broken down the population based on race below. In 22724, there are over 1228 in male population and 1172 females.

PopulationValues
Total Population2,400
White Population1930
Black Population192
Hispanic Population197
Asian Population21
Hawaiian Population1
Indian Population13
Other Population68
Male Population1228
Female Population1172
Population Estimate2923

Household Data for 22724

The average number of homes in 22724 is around 859, there are an average of 2.79 per household. The average house value according to local real estate values is around $414,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode859
Persons Per Household2.79
Average House Value$414,300
Income Per Household$148846
Median Age45.3
Median Age Male45.3
Median Age Female45.3
22724 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityJeffersonton
City Alias NameJEFFERSONTON
CountyCulpeper
County FIPS047
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses36
Number Of Employees152
Business First Quarter Payroll1501
Business Annual Payroll7688
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District07
Congressional LandArea2776.39
Delivery Residential1048
Delivery Business1
Delivery Total1049
Preferred Last Line KeyX26907
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX26907
Land Area16.454000
Water Area0.097000
City Alias Code
City Mixed CaseJeffersonton
City Alias Mixed CaseJeffersonton
Box Count0
SFDU926
MFDU0
State ANSI51
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number514686
Unique ZIP Name
SSA State County Code49230
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseCulpeper

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