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22735 Homeowners Insurance Quotes & Rates

Reva residents living within the 843 homes available in the zip code of 22735 are shopping online to compare cheaper and more affordable Reva, VA home insurance rates. In the great city of Reva, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Virginia is around $822 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 22735 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 22735 home insurance rates today! Please give us a call now at 1-855-976-2656. For Reva, VA Homeowners Insurance Quotes, Click to easily get started!

22735 Home Insurance Average Premiums

Local 22735 homeowners insurance quotes comparison

$572 /yr.

Shows Zip Code: 22735 lowest rates with discounts applied on average.

For the 22735, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$572 /yr.
Average Coverage:$822 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1122 /yr.

What is the average home insurance cost for a home in 22735?

  • • The average homeowners insurance premium paid annually for a home in 22735 is around $822 per year.

What does it cost on average per month for home insurance in 22735?

  • • Homeowners in 22735 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 22735?

  • • Autoowners in 22735 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Reva area, check out other zip codes nearby 22735.
Review average rates in another zip code:
22735 homeowners insurance rates

Home Replacement Cost Coverage in 22735

Average Building Cost Per Square Foot in 22735: $163

Location: Reva, Virginia (Madison County)

Average Square Footage in 22735: 1,826 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22735 before you start any project. Reva homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22735 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22735 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,826 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Reva area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,826$297,700
Additional Upgrades & Added Features$2041,826$372,125
Major Home Updates or Advancements$2451,826$446,550

It's important to understand that when you estimate your replacement cost of your home in the 22735 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22735

Best Home & Auto Insurance Agencies in 22735

Housing Demographics for 22735

Population Review for 22735 Zip Code

For the city of Reva, the population within 22735 has increased to over 2,395 residents in population size. The current population total is 2,259. We have broken down the population based on race below. In 22735, there are over 1165 in male population and 1094 females.

PopulationValues
Total Population2,259
White Population1820
Black Population249
Hispanic Population64
Asian Population10
Hawaiian Population0
Indian Population6
Other Population44
Male Population1165
Female Population1094
Population Estimate2395

Household Data for 22735

The average number of homes in 22735 is around 843, there are an average of 2.68 per household. The average house value according to local real estate values is around $297,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode843
Persons Per Household2.68
Average House Value$297,700
Income Per Household$65625
Median Age46.8
Median Age Male48.5
Median Age Female44.4
22735 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityReva
City Alias NameREVA
CountyMadison
County FIPS113
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees68
Business First Quarter Payroll513
Business Annual Payroll2804
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea2776.39
Delivery Residential894
Delivery Business0
Delivery Total1114
Preferred Last Line KeyX27514
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX27514
Land Area31.882000
Water Area0.095000
City Alias Code
City Mixed CaseReva
City Alias Mixed CaseReva
Box Count0
SFDU894
MFDU0
State ANSI51
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number517596
Unique ZIP Name
SSA State County Code49560
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA Type
Market Rating Area ID12
County Mixed CaseMadison

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