Get multiple home insurance quotes in 22737. Our licensed 22737, VA agents are ready to serve you.

22737 Home Insurance Rates & Premiums

Did you know there are over 3,382 people living within the 22737 zip code area? There are over 1,215 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 22737.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Virginia are on the rise. The estimated average premium is around $890 a year for a standard homeowners insurance policy in Rixeyville. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Rixeyville, VA Homeowners Insurance Quotes Online

22737 Home Insurance Average Premiums

Local 22737 homeowners insurance quotes comparison

$640 /yr.

Shows Zip Code: 22737 lowest rates with discounts applied on average.

For the 22737, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$640 /yr.
Average Coverage:$890 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1190 /yr.

What is the average home insurance cost for a home in 22737?

  • • The average homeowners insurance premium paid annually for a home in 22737 is around $890 per year.

What does it cost on average per month for home insurance in 22737?

  • • Homeowners in 22737 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 22737?

  • • Autoowners in 22737 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rixeyville area, check out other zip codes nearby 22737.
Review average rates in another zip code:
22737 homeowners insurance rates

Home Replacement Cost Coverage in 22737

Average Building Cost Per Square Foot in 22737: $163

Location: Rixeyville, Virginia (Culpeper County)

Average Square Footage in 22737: 1,979 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22737 before you start any project. Rixeyville homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22737 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22737 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,979 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rixeyville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,979$322,500
Additional Upgrades & Added Features$2041,979$403,125
Major Home Updates or Advancements$2451,979$483,750

It's important to understand that when you estimate your replacement cost of your home in the 22737 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22737

Best Home & Auto Insurance Agencies in 22737

Housing Demographics for 22737

Population Review for 22737 Zip Code

For the city of Rixeyville, the population within 22737 has increased to over 3,639 residents in population size. The current population total is 3,382. We have broken down the population based on race below. In 22737, there are over 1707 in male population and 1675 females.

PopulationValues
Total Population3,382
White Population2851
Black Population183
Hispanic Population180
Asian Population16
Hawaiian Population2
Indian Population12
Other Population70
Male Population1707
Female Population1675
Population Estimate3639

Household Data for 22737

The average number of homes in 22737 is around 1,215, there are an average of 2.78 per household. The average house value according to local real estate values is around $322,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,215
Persons Per Household2.78
Average House Value$322,500
Income Per Household$89265
Median Age43.5
Median Age Male43.7
Median Age Female43.3
22737 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityRixeyville
City Alias NameRIXEYVILLE
CountyCulpeper
County FIPS047
State FIPS51
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV11694
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses45
Number Of Employees109
Business First Quarter Payroll791
Business Annual Payroll4022
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population2730639
Congressional District07
Congressional LandArea2776.39
Delivery Residential1309
Delivery Business6
Delivery Total1449
Preferred Last Line KeyX27545
Classification Code
Multi-County
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameArlington-Alexandria-Reston, VA-WV
City State KeyX27545
Land Area41.452000
Water Area0.381000
City Alias Code
City Mixed CaseRixeyville
City Alias Mixed CaseRixeyville
Box Count104
SFDU1205
MFDU0
State ANSI51
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number517704
Unique ZIP Name
SSA State County Code49230
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseCulpeper

Virginia Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]