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22738 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 22738? There are over 464 occupied homes in the 22738 area. With a population size of 1,225, it's not uncommon for residence of Rochelle, VA to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Virginia is around $865 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 22738 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Rochelle, VA Home Insurance Rate Quotes

22738 Home Insurance Average Premiums

Local 22738 homeowners insurance quotes comparison

$615 /yr.

Shows Zip Code: 22738 lowest rates with discounts applied on average.

For the 22738, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$615 /yr.
Average Coverage:$865 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1165 /yr.

What is the average home insurance cost for a home in 22738?

  • • The average homeowners insurance premium paid annually for a home in 22738 is around $865 per year.

What does it cost on average per month for home insurance in 22738?

  • • Homeowners in 22738 pay a monthly average cost per month around $72.00.

What kind of discount could I get if I combine my home and auto insurance together in 22738?

  • • Autoowners in 22738 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rochelle area, check out other zip codes nearby 22738.
Review average rates in another zip code:
22738 homeowners insurance rates

Home Replacement Cost Coverage in 22738

Average Building Cost Per Square Foot in 22738: $163

Location: Rochelle, Virginia (Madison County)

Average Square Footage in 22738: 1,922 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22738 before you start any project. Rochelle homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22738 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22738 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,922 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rochelle area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,922$313,300
Additional Upgrades & Added Features$2041,922$391,625
Major Home Updates or Advancements$2451,922$469,950

It's important to understand that when you estimate your replacement cost of your home in the 22738 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22738

Best Home & Auto Insurance Agencies in 22738

Hale Iii- William H

Address: 667 Orange Rd Rochelle, VA 22738
Phone:
Website:
Info:

Housing Demographics for 22738

Population Review for 22738 Zip Code

For the city of Rochelle, the population within 22738 has increased to over 1,248 residents in population size. The current population total is 1,225. We have broken down the population based on race below. In 22738, there are over 604 in male population and 621 females.

PopulationValues
Total Population1,225
White Population1050
Black Population86
Hispanic Population47
Asian Population5
Hawaiian Population0
Indian Population0
Other Population6
Male Population604
Female Population621
Population Estimate1248

Household Data for 22738

The average number of homes in 22738 is around 464, there are an average of 2.64 per household. The average house value according to local real estate values is around $313,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode464
Persons Per Household2.64
Average House Value$313,300
Income Per Household$83276
Median Age41.3
Median Age Male39.6
Median Age Female43.1
22738 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityRochelle
City Alias NameROCHELLE
CountyMadison
County FIPS113
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees95
Business First Quarter Payroll1040
Business Annual Payroll4209
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea2776.39
Delivery Residential473
Delivery Business12
Delivery Total604
Preferred Last Line KeyX27550
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX27550
Land Area24.188000
Water Area0.203000
City Alias Code
City Mixed CaseRochelle
City Alias Mixed CaseRochelle
Box Count8
SFDU459
MFDU1
State ANSI51
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number517728
Unique ZIP Name
SSA State County Code49560
Medicare CBSA Code47894
Medicare CBSA NameWashington-Arlington-Alexandria, DC-VA-MD-WV
Medicare CBSA Type
Market Rating Area ID12
County Mixed CaseMadison

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