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Check Out 22820 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Criders, VA.

We will gather some basic information about your home in Criders, VA and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Virginia licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 22820 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 22820

We have pulled together a variety of data related to homeowners insurance in Virginia. Simply click on one of the links below to learn about the average cost of homeowners insurance in Virginia as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Criders, VA home insurance quotes in your local city and review the most competitive coverages and premiums.

22820 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 22820 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Virginia is roughly $835. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 22820 homeowners insurance policy!

22820 Home Insurance Average Premiums

Local 22820 homeowners insurance quotes comparison

$585 /yr.

Shows Zip Code: 22820 lowest rates with discounts applied on average.

For the 22820, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$585 /yr.
Average Coverage:$835 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1135 /yr.

What is the average home insurance cost for a home in 22820?

  • • The average homeowners insurance premium paid annually for a home in 22820 is around $835 per year.

What does it cost on average per month for home insurance in 22820?

  • • Homeowners in 22820 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 22820?

  • • Autoowners in 22820 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Criders area, check out other zip codes nearby 22820.
Review average rates in another zip code:
22820 homeowners insurance rates

Home Replacement Cost Coverage in 22820

Average Building Cost Per Square Foot in 22820: $163

Location: Criders, Virginia (Rockingham County)

Average Square Footage in 22820: 618 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22820 before you start any project. Criders homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22820 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22820 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 618 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Criders area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$163618$100,800
Additional Upgrades & Added Features$204618$126,000
Major Home Updates or Advancements$245618$151,200

It's important to understand that when you estimate your replacement cost of your home in the 22820 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22820

Best Home & Auto Insurance Agencies in 22820

Housing Demographics for 22820

Population Review for 22820 Zip Code

For the city of Criders, the population within 22820 has increased to over 263 residents in population size. The current population total is 281. We have broken down the population based on race below. In 22820, there are over 152 in male population and 129 females.

PopulationValues
Total Population281
White Population256
Black Population4
Hispanic Population10
Asian Population0
Hawaiian Population0
Indian Population1
Other Population6
Male Population152
Female Population129
Population Estimate263

Household Data for 22820

The average number of homes in 22820 is around 113, there are an average of 2.49 per household. The average house value according to local real estate values is around $100,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode113
Persons Per Household2.49
Average House Value$100,800
Income Per Household$39079
Median Age53.5
Median Age Male43.5
Median Age Female66.2
22820 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityCriders
City Alias NameCRIDERS
CountyRockingham
County FIPS165
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA277
CBSA25500
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHarrisonburg, VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees9
Business First Quarter Payroll32
Business Annual Payroll134
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population125228
CBSA Division Population0
Congressional District01|06
Congressional LandArea3684.32|5930.02
Delivery Residential106
Delivery Business3
Delivery Total390
Preferred Last Line KeyX26434
Classification Code
Multi-County
CSA NameHarrisonburg-Staunton-Stuarts Draft, VA
CBSA_DIV_Name
City State KeyX26434
Land Area19.326000
Water Area0.037000
City Alias Code
City Mixed CaseCriders
City Alias Mixed CaseCriders
Box Count12
SFDU106
MFDU0
State ANSI51
County ANSI165
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number512256
Unique ZIP Name
SSA State County Code49820
Medicare CBSA Code25500
Medicare CBSA NameHarrisonburg, VA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseRockingham

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