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22952 Homeowners Insurance Quotes & Rates

Lyndhurst residents living within the 819 homes available in the zip code of 22952 are shopping online to compare cheaper and more affordable Lyndhurst, VA home insurance rates. In the great city of Lyndhurst, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Virginia is around $848 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 22952 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 22952 home insurance rates today! Please give us a call now at 1-855-976-2656. For Lyndhurst, VA Homeowners Insurance Quotes, Click to easily get started!

22952 Home Insurance Average Premiums

Local 22952 homeowners insurance quotes comparison

$598 /yr.

Shows Zip Code: 22952 lowest rates with discounts applied on average.

For the 22952, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$598 /yr.
Average Coverage:$848 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1148 /yr.

What is the average home insurance cost for a home in 22952?

  • • The average homeowners insurance premium paid annually for a home in 22952 is around $848 per year.

What does it cost on average per month for home insurance in 22952?

  • • Homeowners in 22952 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 22952?

  • • Autoowners in 22952 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lyndhurst area, check out other zip codes nearby 22952.
Review average rates in another zip code:
22952 homeowners insurance rates

Home Replacement Cost Coverage in 22952

Average Building Cost Per Square Foot in 22952: $163

Location: Lyndhurst, Virginia (Augusta County)

Average Square Footage in 22952: 1,131 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 22952 before you start any project. Lyndhurst homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22952 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 22952 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,131 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lyndhurst area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,131$184,300
Additional Upgrades & Added Features$2041,131$230,375
Major Home Updates or Advancements$2451,131$276,450

It's important to understand that when you estimate your replacement cost of your home in the 22952 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 22952

Best Home & Auto Insurance Agencies in 22952

Housing Demographics for 22952

Population Review for 22952 Zip Code

For the city of Lyndhurst, the population within 22952 has increased to over 1,907 residents in population size. The current population total is 1,939. We have broken down the population based on race below. In 22952, there are over 985 in male population and 954 females.

PopulationValues
Total Population1,939
White Population1791
Black Population32
Hispanic Population48
Asian Population14
Hawaiian Population1
Indian Population7
Other Population27
Male Population985
Female Population954
Population Estimate1907

Household Data for 22952

The average number of homes in 22952 is around 819, there are an average of 2.37 per household. The average house value according to local real estate values is around $184,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode819
Persons Per Household2.37
Average House Value$184,300
Income Per Household$69495
Median Age50.1
Median Age Male48.5
Median Age Female51.0
22952 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code540
CityLyndhurst
City Alias NameLYNDHURST
CountyAugusta
County FIPS015
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA277
CBSA44420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameStaunton-Stuarts Draft, VA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses30
Number Of Employees688
Business First Quarter Payroll8675
Business Annual Payroll42141
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population118502
CBSA Division Population0
Congressional District05|06
Congressional LandArea10029.79|5930.02
Delivery Residential805
Delivery Business29
Delivery Total1050
Preferred Last Line KeyX27048
Classification Code
Multi-CountyY
CSA NameHarrisonburg-Staunton-Stuarts Draft, VA
CBSA_DIV_Name
City State KeyX27048
Land Area46.097000
Water Area0.224000
City Alias Code
City Mixed CaseLyndhurst
City Alias Mixed CaseLyndhurst
Box Count126
SFDU756
MFDU0
State ANSI51
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number515418
Unique ZIP Name
SSA State County Code49070
Medicare CBSA Code44420
Medicare CBSA NameStaunton, VA
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseAugusta

Virginia Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]