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Quickly Revew Homeowners Insurance in 22980
If you own a home in Waynesboro, VA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.
GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 22980 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Virginia licensed agents will also review your needs and make sure you have the appropriate coverage for your home.
If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 22980 and start comparing rates now.
22980 Homeowners Insurance Rates Are Considered: medium!
The average rate for a standard homeowners policy in 22980 is $861 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.
We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.
Get 22980 Home Insurance Rate Quotes Right Now!
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22980 Home Insurance Average Premiums
$611 /yr.
Shows Zip Code: 22980 lowest rates with discounts applied on average.
For the 22980, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $611 /yr. |
| Average Coverage: | $861 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1161 /yr. |
What is the average home insurance cost for a home in 22980?
- • The average homeowners insurance premium paid annually for a home in 22980 is around $861 per year.
What does it cost on average per month for home insurance in 22980?
- • Homeowners in 22980 pay a monthly average cost per month around $72.00.
What kind of discount could I get if I combine my home and auto insurance together in 22980?
- • Autoowners in 22980 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Waynesboro area, check out other zip codes nearby 22980.
Review average rates in another zip code:
22980 homeowners insurance rates
Home Replacement Cost Coverage in 22980
Average Building Cost Per Square Foot in 22980: $163
Location: Waynesboro, Virginia (Waynesboro City County)Average Square Footage in 22980: 1,275 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 22980 before you start any project. Waynesboro homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 22980 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 22980 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,275 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Waynesboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $163 | 1,275 | $207,900 |
| Additional Upgrades & Added Features | $204 | 1,275 | $259,875 |
| Major Home Updates or Advancements | $245 | 1,275 | $311,850 |
It's important to understand that when you estimate your replacement cost of your home in the 22980 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 22980
Allstate Insurance - Leonard Lynch
Address: 901-Q W Broad St Waynesboro, VA 22980Phone: (540)943-9877
Website:
Bb&t Bargar Insurance
Address: PO Box 700 Waynesboro, VA 22980Phone: (540)946-6142
Website:
BB & T Barger Insurance
Address: 113 S Wayne Ave Waynesboro, VA 22980Phone: (540)946-6100
Website: www.bbandt.com
Best Home & Auto Insurance Agencies in 22980
Bb&t Bargar Insurance
Address: PO Box 700 Waynesboro, VA 22980Phone:
Website:
Info:
Allstate Insurance Company - John Baker
Address: 2016 Goose Creek Rd Waynesboro, VA 22980Phone:
Website: http://www.allstateagencies.com/059185?cid=OTC-YP.com-IYP&att=TL
Info:
Farmers Insurance Group
Address: 421 W Main St, #a1 Waynesboro, VA 22980Phone:
Website: http://www.national.citysearch.com/profile/external/657994860/waynesboro_va/farmers_insurance_group.html
Info:
Allstate Insurance - Leonard Lynch
Address: 901 W Broad St Waynesboro, VA 22980Phone:
Website:
Info:
Morris- George A - State Farm Insurance Agent
Address: 2224 W Main St Waynesboro, VA 22980Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 22980
Population Review for 22980 Zip Code
For the city of Waynesboro, the population within 22980 has increased to over 35,064 residents in population size. The current population total is 33,049. We have broken down the population based on race below. In 22980, there are over 15894 in male population and 17155 females.
| Population | Values |
|---|---|
| Total Population | 33,049 |
| White Population | 26372 |
| Black Population | 3037 |
| Hispanic Population | 2290 |
| Asian Population | 326 |
| Hawaiian Population | 26 |
| Indian Population | 68 |
| Other Population | 1068 |
| Male Population | 15894 |
| Female Population | 17155 |
| Population Estimate | 35064 |
Household Data for 22980
The average number of homes in 22980 is around 13,968, there are an average of 2.34 per household. The average house value according to local real estate values is around $207,900. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 13,968 |
| Persons Per Household | 2.34 |
| Average House Value | $207,900 |
| Income Per Household | $55430 |
| Median Age | 43.0 |
| Median Age Male | 40.9 |
| Median Age Female | 44.7 |
| 22980 Details | Values |
|---|---|
| State | VA |
| State Full Name | Virginia |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 540 |
| City | Waynesboro |
| City Alias Name | WAYNESBORO |
| County | Waynesboro City |
| County FIPS | 820 |
| State FIPS | 51 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | 277 |
| CBSA | 44420 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Staunton-Stuarts Draft, VA |
| MSA_Name | |
| PMSA_Name | |
| Region | South |
| Division | South Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 804 |
| Number Of Employees | 10190 |
| Business First Quarter Payroll | 104347 |
| Business Annual Payroll | 441423 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 118502 |
| CBSA Division Population | 0 |
| Congressional District | 06 |
| Congressional LandArea | 5930.02 |
| Delivery Residential | 14985 |
| Delivery Business | 878 |
| Delivery Total | 16153 |
| Preferred Last Line Key | X27947 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Harrisonburg-Staunton-Stuarts Draft, VA |
| CBSA_DIV_Name | |
| City State Key | X27947 |
| Land Area | 74.526000 |
| Water Area | 0.403000 |
| City Alias Code | |
| City Mixed Case | Waynesboro |
| City Alias Mixed Case | Waynesboro |
| Box Count | 305 |
| SFDU | 12224 |
| MFDU | 685 |
| State ANSI | 51 |
| County ANSI | 820 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 519570 |
| Unique ZIP Name | |
| SSA State County Code | 49951 |
| Medicare CBSA Code | 44420 |
| Medicare CBSA Name | Staunton, VA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 12 |
| County Mixed Case | Waynesboro City |
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