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Compare 23043 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Deltaville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 794 neighbors looking to save on their home insurance policy in the local 23043 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 23043. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Virginia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Deltaville, VA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Deltaville, VA

23043 Home Insurance Average Premiums

Local 23043 homeowners insurance quotes comparison

$640 /yr.

Shows Zip Code: 23043 lowest rates with discounts applied on average.

For the 23043, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$640 /yr.
Average Coverage:$890 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1190 /yr.

What is the average home insurance cost for a home in 23043?

  • • The average homeowners insurance premium paid annually for a home in 23043 is around $890 per year.

What does it cost on average per month for home insurance in 23043?

  • • Homeowners in 23043 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 23043?

  • • Autoowners in 23043 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Deltaville area, check out other zip codes nearby 23043.
Review average rates in another zip code:
23043 homeowners insurance rates

Home Replacement Cost Coverage in 23043

Average Building Cost Per Square Foot in 23043: $163

Location: Deltaville, Virginia (Middlesex County)

Average Square Footage in 23043: 1,695 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23043 before you start any project. Deltaville homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23043 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23043 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,695 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Deltaville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1631,695$276,300
Additional Upgrades & Added Features$2041,695$345,375
Major Home Updates or Advancements$2451,695$414,450

It's important to understand that when you estimate your replacement cost of your home in the 23043 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23043

Best Home & Auto Insurance Agencies in 23043

Housing Demographics for 23043

Population Review for 23043 Zip Code

For the city of Deltaville, the population within 23043 has increased to over 1,660 residents in population size. The current population total is 1,627. We have broken down the population based on race below. In 23043, there are over 790 in male population and 837 females.

PopulationValues
Total Population1,627
White Population1462
Black Population44
Hispanic Population60
Asian Population7
Hawaiian Population0
Indian Population8
Other Population28
Male Population790
Female Population837
Population Estimate1660

Household Data for 23043

The average number of homes in 23043 is around 794, there are an average of 2.04 per household. The average house value according to local real estate values is around $276,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode794
Persons Per Household2.04
Average House Value$276,300
Income Per Household$63125
Median Age58.8
Median Age Male58.8
Median Age Female58.7
23043 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code804
CityDeltaville
City Alias NameDELTAVILLE
CountyMiddlesex
County FIPS119
State FIPS51
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses71
Number Of Employees444
Business First Quarter Payroll3331
Business Annual Payroll16146
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea3684.32
Delivery Residential814
Delivery Business39
Delivery Total1269
Preferred Last Line KeyX26482
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX26482
Land Area6.810000
Water Area13.942000
City Alias Code
City Mixed CaseDeltaville
City Alias Mixed CaseDeltaville
Box Count323
SFDU779
MFDU0
State ANSI51
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number512490
Unique ZIP Name
SSA State County Code49590
Medicare CBSA Code99949
Medicare CBSA NameRural Areas in VA
Medicare CBSA TypeMicro
Market Rating Area ID12
County Mixed CaseMiddlesex

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