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Compare 23102 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Maidens just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,111 neighbors looking to save on their home insurance policy in the local 23102 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 23102. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Virginia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Maidens, VA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Maidens, VA

23102 Home Insurance Average Premiums

Local 23102 homeowners insurance quotes comparison

$580 /yr.

Shows Zip Code: 23102 lowest rates with discounts applied on average.

For the 23102, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$580 /yr.
Average Coverage:$830 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1130 /yr.

What is the average home insurance cost for a home in 23102?

  • • The average homeowners insurance premium paid annually for a home in 23102 is around $830 per year.

What does it cost on average per month for home insurance in 23102?

  • • Homeowners in 23102 pay a monthly average cost per month around $69.00.

What kind of discount could I get if I combine my home and auto insurance together in 23102?

  • • Autoowners in 23102 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Maidens area, check out other zip codes nearby 23102.
Review average rates in another zip code:
23102 homeowners insurance rates

Home Replacement Cost Coverage in 23102

Average Building Cost Per Square Foot in 23102: $163

Location: Maidens, Virginia (Goochland County)

Average Square Footage in 23102: 2,213 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 23102 before you start any project. Maidens homeowners pay on average around $163 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 23102 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 23102 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,213 sq. ft. and the average cost to rebuild the home in this area is around $163 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Maidens area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1632,213$360,700
Additional Upgrades & Added Features$2042,213$450,875
Major Home Updates or Advancements$2452,213$541,050

It's important to understand that when you estimate your replacement cost of your home in the 23102 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 23102

Best Home & Auto Insurance Agencies in 23102

Housing Demographics for 23102

Population Review for 23102 Zip Code

For the city of Maidens, the population within 23102 has increased to over 3,325 residents in population size. The current population total is 3,195. We have broken down the population based on race below. In 23102, there are over 1442 in male population and 1753 females.

PopulationValues
Total Population3,195
White Population2615
Black Population376
Hispanic Population101
Asian Population30
Hawaiian Population0
Indian Population6
Other Population49
Male Population1442
Female Population1753
Population Estimate3325

Household Data for 23102

The average number of homes in 23102 is around 1,111, there are an average of 2.66 per household. The average house value according to local real estate values is around $360,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,111
Persons Per Household2.66
Average House Value$360,700
Income Per Household$100806
Median Age46.7
Median Age Male47.3
Median Age Female46.3
23102 DetailsValues
StateVA
State Full NameVirginia
City TypeP
City Alias Abbreviation
Area Code804
CityMaidens
City Alias NameMAIDENS
CountyGoochland
County FIPS075
State FIPS51
Time Zone5
Day Light SavingY
MSA6760
PMSA
CSA
CBSA40060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRichmond, VA
MSA_NameRichmond-Petersburg, VA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses61
Number Of Employees205
Business First Quarter Payroll1894
Business Annual Payroll8751
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1258251
CBSA Division Population0
Congressional District05
Congressional LandArea10029.79
Delivery Residential1250
Delivery Business19
Delivery Total1677
Preferred Last Line KeyX27061
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX27061
Land Area27.441000
Water Area1.059000
City Alias Code
City Mixed CaseMaidens
City Alias Mixed CaseMaidens
Box Count5
SFDU1195
MFDU0
State ANSI51
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number515562
Unique ZIP Name
SSA State County Code49370
Medicare CBSA Code40060
Medicare CBSA NameRichmond, VA
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseGoochland

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